8055 Covered Bridge Rd, Prior Lake, MN 55372 Property Records

Scott County property record for 8055 Covered Bridge Rd, Prior Lake, MN 55372

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.25 ba · 3,421 sqft · built 2014
Lot Size	0.68 acres (29,621 sqft)
Owner	2 Individual Names on File
Last Sale	$1,175,000 (Apr 2026)
Tax Bill	$11,090 (2026)
Deeds & Mortgages	Feb 2025 Line of Credit Apr 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-101029-0`

Property Details

APN / Parcel Number

Primary APN	`04-101029-0`

Interior

Bedrooms	5 Beds
Full Baths	3.25 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,421 sqft Living Area
Basement Area	1,448 sqft
Finished Basement	1,100 sqft
Unfinished Basement	358 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Composition/Composite
Foundation Type	Concrete
Roof Type	Shed Roof
Roof Material	Asphalt
Lot Area	29,621 sqft (0.68 acres)
Garage Area	906 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Deck Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	8055 COVERED BRIDGE RD
City	PRIOR LAKE
State	MN
Zip	55372-6010
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR-2
Legal Description	TERRITORY 3RD ADDN LOT 001 BLOCK 005
Legal Range	21W
Legal Township	114
Legal Section	33
Legal Subdivision	TERRITORY 3RD ADDN
Legal Block	5
Legal Lot Number	1
Jurisdiction	SCOTT MN
Township / Civil Division	CREDIT RIVER
Census Block Group	3
Census Block	3010
Census Tract	81002

Owner

8055 Covered Bridge Rd is owned and occupied by two individuals who bought it in April 2026.

Source: Scott County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8055 COVERED BRIDGE RD, PRIOR LAKE, MN 55372-6010
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2025	Deed of Trust, Mortgage · Line of Credit WINGS FINANCIAL CU
Apr 20, 2026	Warranty Deed, Transfer · Conventional Mortgage BELL BANK
Mar 31, 2020	Deed of Trust, Mortgage · Line of Credit WINGS FIN'L CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2026 · Amount on File
Deed Sale	Apr 20, 2026 · Amount on File
Prior Sale	Mar 19, 2025 · Amount on File
Deed Document Number	2026292175
Record Updated	Oct 29, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MN
Property Address	8055 COVERED BRIDGE RD, PRIOR LAKE, MN 55372-6010
Transaction Type	Mortgage
Record Updated	May 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8055 COVERED BRIDGE RD, PRIOR LAKE, MN 55372-6010

Mortgage

Document Number	000T287103
Date	Feb 4, 2025
Instrument	T287103

Lender

Name	WINGS FINANCIAL CU
Type	Credit Union
Address	SAINT PAUL, MN 55124

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Feb 3, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT MN
Recording Date	Apr 20, 2026
Property Address	8055 COVERED BRIDGE RD, PRIOR LAKE, MN 55372-6010
Document Number	0000292175
Instrument Date	Apr 15, 2026
Instrument	2026.292175
Transaction Type	Transfer
Record Updated	Apr 29, 2026
Title Company	EDGEWATER TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$391,627.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	8055 COVERED BRIDGE RD, PRIOR LAKE, MN 55372-6010

Mortgage

Document Number	0000292176,
Date	Apr 20, 2026
Instrument	2026.292176

Lender

Name	BELL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MN
Property Address	8055 COVERED BRIDGE RD, PRIOR LAKE, MN 55372-6010
Document Number	0000260791
Instrument Date	Mar 31, 2020
Transaction Type	Mortgage
Record Updated	Jun 1, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8055 COVERED BRIDGE RD PRIOR LAKE MN 553726010, PRIOR LAKE, MN 55372-6010

Mortgage

Document Number	0000260791
Date	Apr 10, 2020
Instrument	260791

Lender

Name	WINGS FIN'L CU
Address	APPLE VALLEY, MN 55124

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Apr 9, 2035

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 8055 Covered Bridge Rd was $11,090 with a homeowner's exemption, up 4.2% from the year before.

Source: Scott County assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Credit River City
County	Scott County
Unified School District	Lakeville Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,090.00 (+4.17%) Homeowner's exemption	$1,187,200 Land $226,700 Building $960,500	$1,187,200 Land $226,700 Building $960,500
2025	$10,646.00 (-3.5%)
2024	$11,032.00 (+5.29%) Homeowner's exemption	$967,800 (-0.44%) Land $198,700 Building $769,100	$967,800 (-0.44%) Land $198,700 Building $769,100
2023	$10,478.00 Homeowner's exemption	$972,100 Land $198,700 Building $773,400	$972,100 Land $198,700 Building $773,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8055 Covered Bridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 6, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 8055 Covered Bridge Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Territory Community private · serves 320 people · EPA ID MN1700026
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nuvera Communications Fiber	1,000 / 1,000
Netwave Broadband Fiber · Fixed Wireless	500 / 500
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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