Scott County property record for 7951 Covered Bridge Rd, Prior Lake, MN 55372
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.25 ba · 2,415 sqft · built 2008 |
| Lot Size | 0.61 acres (26,572 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $199,900 (Jul 2008) |
| Tax Bill | $9,974 (2026) |
| Deeds & Mortgages | Jul 2023 Line of Credit Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-096028-0 |
| Primary APN | 04-096028-0 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.25 Baths |
| Stories | 1 Story |
| Building Area | 2,415 sqft Living Area |
| Basement Area | 2,205 sqft |
| Finished Basement | 1,875 sqft |
| Unfinished Basement | 205 sqft |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Roof Type | Flat |
| Roof Material | Asphalt |
| Lot Area | 26,572 sqft (0.61 acres) |
| Garage Area | 1,038 sqft |
| Parking Spaces | 4 Parking Spaces |
| Deck Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 7951 COVERED BRIDGE RD |
|---|---|
| City | PRIOR LAKE |
| State | MN |
| Zip | 55372-6003 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR-2 |
| Legal Description | TERRITORY FIRST ADDITION LOT 004 BLOCK 007 |
| Legal Range | 21W |
| Legal Township | 114 |
| Legal Section | 32 |
| Legal Subdivision | TERRITORY 1ST ADDN CREDIT RIVER TWP |
| Legal Block | 7 |
| Legal Lot Number | 4 |
| Jurisdiction | SCOTT MN |
| Township / Civil Division | CREDIT RIVER |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 81002 |
7951 Covered Bridge Rd is owned and occupied by two individuals who bought it in July 2008.
Source: Scott County records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7951 COVERED BRIDGE RD, PRIOR LAKE, MN 55372-6003 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 5, 2023 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Jul 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 25, 2008 · Amount on File |
| Deed Sale | Jul 25, 2008 · Amount on File |
| Prior Sale | Mar 2, 2005 · Amount on File |
| Deed Document Number | 200863341 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT MN |
| Property Address | 7951 COVERED BRIDGE RD, PRIOR LAKE, MN 55372-6003 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 7951 COVERED BRIDGE RD, PRIOR LAKE, MN 55372-6003 |
| Document Number | 000T281161 |
|---|---|
| Date | Jul 5, 2023 |
| Instrument | T281161 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 479 Months |
| Due | Jun 1, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT MN |
| Property Address | 7951 COVERED BRIDGE RD, PRIOR LAKE, MN 55372-6003 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ELITE TITLE & ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0000262482 |
|---|---|
| Date | Jul 9, 2020 |
| Instrument | 262482 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 13, 2035 |
The 2026 property tax bill for 7951 Covered Bridge Rd was $9,974 with a homeowner's exemption, up 4.2% from the year before.
Source: Scott County assessment roll, as of May 12, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Credit River City |
| County | Scott County |
| Unified School District | Lakeville Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,974.00 (+4.16%) Homeowner's exemption | $1,011,800 Land $213,200 Building $798,600 | $1,011,800 Land $213,200 Building $798,600 |
| 2025 | $9,576.00 (-3.47%) | ||
| 2024 | $9,920.00 (+5.33%) Homeowner's exemption | $878,200 (-0.4%) Land $187,100 Building $691,100 | $878,200 (-0.4%) Land $187,100 Building $691,100 |
| 2023 | $9,418.00 Homeowner's exemption | $881,700 Land $187,100 Building $694,600 | $881,700 Land $187,100 Building $694,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7951 Covered Bridge Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 6, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 7951 Covered Bridge Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Territory Community private · serves 320 people · EPA ID MN1700026 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nuvera Communications Fiber | 1,000 / 1,000 |
| Netwave Broadband Fiber · Fixed Wireless | 500 / 500 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Metronet, Verizon.
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