7901 Covered Bridge Rd, Prior Lake, MN 55372 Property Records

Scott County property record for 7901 Covered Bridge Rd, Prior Lake, MN 55372

Property Summary

Property Type	Single Family Home
Details	6 bd · 4.75 ba · 4,853 sqft · built 2017
Lot Size	0.66 acres (28,750 sqft)
Owner	Individual Name on File
Last Sale	$1,000,000 (Jun 2020)
Tax Bill	$15,092 (2026)
Deeds & Mortgages	Jun 2020 Sale & Mortgage Nov 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`04-096026-0`

Property Details

APN / Parcel Number

Primary APN	`04-096026-0`

Interior

Bedrooms	6 Beds
Full Baths	4.75 Baths
Stories	2 Stories
Building Area	4,853 sqft Living Area
Basement Area	3,007 sqft
Finished Basement	2,622 sqft
Unfinished Basement	385 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Combination
Roof Type	Flat
Roof Material	Asphalt
Lot Area	28,750 sqft (0.66 acres)
Garage Area	1,432 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7901 COVERED BRIDGE RD
City	PRIOR LAKE
State	MN
Zip	55372-6003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR-2
Legal Description	TERRITORY FIRST ADDITION LOT 002 BLOCK 007
Legal Range	21W
Legal Township	114
Legal Section	32
Legal Subdivision	TERRITORY 1ST ADDN CREDIT RIVER TWP
Legal Block	7
Legal Lot Number	2
Jurisdiction	SCOTT MN
Township / Civil Division	CREDIT RIVER
Census Block Group	3
Census Block	3010
Census Tract	81002

Owner

7901 Covered Bridge Rd is owned and occupied by an individual who bought it in June 2020.

Source: Scott County records, as of September 22, 2026

Owner of Record	Individual Name on File
Mailing Address	7901 COVERED BRIDGE RD, PRIOR LAKE, MN 55372-6003
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2020	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Nov 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage HOME FSB
Nov 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage HOME FSB
May 24, 2018	Loan Modification, Mortgage HOME FSB
Nov 3, 2017	Quit Claim Deed, Subdivision Related Transfer · Construction Mortgage HOME FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2020 · Amount on File
Deed Sale	Jun 15, 2020 · Amount on File
Prior Sale	Jul 23, 2010 · Amount on File
Deed Document Number	2020261950
Prior Transfer Date	Oct 27, 2017
Prior Transfer Doc	0000247915
Record Updated	Oct 29, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT MN
Recording Date	Jun 15, 2020
Property Address	7901 COVERED BRIDGE RD, PRIOR LAKE, MN 55372-6003
Document Number	0000261950
Instrument Date	Jun 1, 2020
Instrument	261950
Transaction Type	Transfer
Record Updated	Apr 29, 2022
Title Company	DCA TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7901 COVERED BRIDGE RD, PRIOR LAKE, MN 55372-6003

Mortgage

Document Number	0000261951
Date	Jun 15, 2020
Instrument	261951

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Jul 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5%
Index	1-Year LIBOR
Max Rate	8%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MN
Property Address	7901 COVERED BRIDGE RD, PRIOR LAKE, MN 55372-6003
Document Number	0000258792
Instrument Date	Nov 21, 2019
Transaction Type	Mortgage
Record Updated	Dec 16, 2019
Title Company	DCA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7901 COVERED BRIDGE RD PRIOR LAKE MN 553726003, PRIOR LAKE, MN 55372-6003

Mortgage

Document Number	0000258792
Date	Dec 5, 2019
Instrument	258792

Lender

Name	HOME FSB
Type	Federal Savings Bank
Address	ROCHESTER, MN 55901

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 4, 2034

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MN
Property Address	7901 COVERED BRIDGE RD, PRIOR LAKE, MN 55372-6003
Document Number	0000258793
Instrument Date	Nov 21, 2019
Transaction Type	Mortgage
Record Updated	Dec 16, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7901 COVERED BRIDGE RD PRIOR LAKE MN 553726003, PRIOR LAKE, MN 55372-6003

Mortgage

Document Number	0000258793
Date	Dec 5, 2019
Instrument	258793

Lender

Name	HOME FSB
Type	Federal Savings Bank
Address	ROCHESTER, MN 55901

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 4, 2034

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SCOTT MN
Property Address	7901 COVERED BRIDGE RD, PRIOR LAKE, MN 55372-6003
Document Number	0000250801
Instrument Date	May 24, 2018
Transaction Type	Mortgage
Record Updated	Jun 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7901 COVERED BRIDGE RD PRIOR LAKE MN 553726003, PRIOR LAKE, MN 55372-6003

Mortgage

Document Number	0000250801
Date	Jun 5, 2018
Instrument	250801

Lender

Name	HOME FSB
Type	Federal Savings Bank
Address	ROCHESTER, MN 55901

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jun 4, 2033

Interest

Rate Type	Fixed Rate
Rate	5.25%

November 2017: Quit Claim Deed, Subdivision Related Transfer

Document Type	Quit Claim Deed
Jurisdiction	SCOTT MN
Recording Date	Nov 3, 2017
Property Address	7901 COVERED BRIDGE RD, PRIOR LAKE, MN 55372-6003
Document Number	0000247915
Instrument Date	Oct 27, 2017
Instrument	247915
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 28, 2018
Title Company	DCA TITLE

Transaction

Amount	Amount on Record
Tax	$1.65
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	19488 HOLT CT LAKEVILLE MN 550444802, LAKEVILLE, MN 55044-4802

Mortgage

Document Number	247916
Date	Nov 3, 2017
Instrument	247916

Lender

Name	HOME FSB
Type	Federal Savings Bank
Address	ROCHESTER, MN 55901

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Nov 2, 2018

Tax Assessment & Valuation

The 2026 property tax bill for 7901 Covered Bridge Rd was $15,092 with a homeowner's exemption, up 3.4% from the year before.

Source: Scott County assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Credit River City
County	Scott County
Unified School District	Lakeville Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$15,092.00 (+3.43%) Homeowner's exemption	$1,599,900 Land $240,600 Building $1,359,300	$1,599,900 Land $240,600 Building $1,359,300
2025	$14,592.00 (-1.45%)
2024	$14,806.00 (+4.46%) Homeowner's exemption	$1,273,200 (-0.44%) Land $206,100 Building $1,067,100	$1,273,200 (-0.44%) Land $206,100 Building $1,067,100
2023	$14,174.00 Homeowner's exemption	$1,278,800 Land $206,100 Building $1,072,700	$1,278,800 Land $206,100 Building $1,072,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7901 Covered Bridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 6, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7901 Covered Bridge Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Territory Community private · serves 320 people · EPA ID MN1700026
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nuvera Communications Fiber	1,000 / 1,000
Netwave Broadband Fiber · Fixed Wireless	500 / 500
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, Verizon.

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