7975 Covered Bridge Rd, Prior Lake, MN 55372 Property Records

Scott County property record for 7975 Covered Bridge Rd, Prior Lake, MN 55372

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.25 ba · 2,569 sqft · built 2005
Lot Size	0.72 acres (31,363 sqft)
Owner	Individual Name on File
Last Sale	$910,000 (Dec 2020)
Tax Bill	$12,618 (2026)
Deeds & Mortgages	Oct 2022 Line of Credit Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-096029-0`

Property Details

APN / Parcel Number

Primary APN	`04-096029-0`

Interior

Bedrooms	4 Beds
Full Baths	3.25 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,569 sqft Living Area
Basement Area	3,508 sqft
Finished Basement	2,525 sqft
Unfinished Basement	1,108 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Combination
Foundation Type	Concrete
Roof Type	Shed Roof
Roof Material	Asphalt
Lot Area	31,363 sqft (0.72 acres)
Garage Area	939 sqft
Parking Spaces	4 Parking Spaces
Deck Area	267 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7975 COVERED BRIDGE RD
City	PRIOR LAKE
State	MN
Zip	55372-6003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR-2
Legal Description	TERRITORY FIRST ADDITION LOT 005 BLOCK 007
Legal Range	21W
Legal Township	114
Legal Section	32
Legal Subdivision	TERRITORY 1ST ADDN CREDIT RIVER TWP
Legal Block	7
Legal Lot Number	5
Jurisdiction	SCOTT MN
Township / Civil Division	CREDIT RIVER
Census Block Group	3
Census Block	3010
Census Tract	81002

Owner

7975 Covered Bridge Rd is owned and occupied by an individual who bought it in December 2020.

Source: Scott County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	7975 COVERED BRIDGE RD, PRIOR LAKE, MN 55372-6003
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2022	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF WASECA
Dec 23, 2020	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 2020 · Amount on File
Deed Sale	Dec 23, 2020 · Amount on File
Prior Sale	Aug 18, 2005 · Amount on File
Deed Document Number	2020266719
Prior Transfer Date	May 25, 2016
Prior Transfer Doc	0000240021
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MN
Property Address	7975 COVERED BRIDGE RD, PRIOR LAKE, MN 55372-6003
Transaction Type	Mortgage
Record Updated	Oct 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7975 COVERED BRIDGE RD, PRIOR LAKE, MN 55372-6003

Mortgage

Document Number	000T278696
Date	Oct 12, 2022
Instrument	T278696

Lender

Name	FIRST NATIONAL BANK OF WASECA
Type	Bank
Address	WASECA, MN 56093

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Sep 26, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT MN
Recording Date	Dec 23, 2020
Property Address	7975 COVERED BRIDGE RD, PRIOR LAKE, MN 55372-6003
Document Number	0000266719
Instrument Date	Dec 9, 2020
Instrument	266719
Transaction Type	Transfer
Record Updated	Dec 27, 2021
Title Company	EDINA REALTY TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,003.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7975 COVERED BRIDGE RD, PRIOR LAKE, MN 55372-6003

Mortgage

Document Number	0000266720
Date	Dec 23, 2020
Instrument	266720

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 7975 Covered Bridge Rd was $12,618 with a homeowner's exemption, up 3.9% from the year before.

Source: Scott County assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Credit River City
County	Scott County
Unified School District	Lakeville Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,618.00 (+3.87%) Homeowner's exemption	$1,241,000 Land $230,000 Building $1,011,000	$1,241,000 Land $230,000 Building $1,011,000
2025	$12,148.00 (-3.45%)
2024	$12,582.00 (+4.61%) Homeowner's exemption	$1,093,400 (-0.43%) Land $201,700 Building $891,700	$1,093,400 (-0.43%) Land $201,700 Building $891,700
2023	$12,028.00 Homeowner's exemption	$1,098,100 Land $201,700 Building $896,400	$1,098,100 Land $201,700 Building $896,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7975 Covered Bridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 6, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7975 Covered Bridge Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Territory Community private · serves 320 people · EPA ID MN1700026
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nuvera Communications Fiber	1,000 / 1,000
Netwave Broadband Fiber · Fixed Wireless	500 / 500
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, Verizon.

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