805 Martha St, Duluth, MN 55805 Property Records

St. Louis County property record for 805 Martha St, Duluth, MN 55805

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,095 sqft · built 1925
Lot Size	0.082 acres (3,598 sqft)
Owner	Individual Name on Record
Last Sale	$245,000 (Dec 2023)
Tax Bill	$3,144 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Dec 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-2270-00950`

Property Details

APN / Parcel Number

Primary APN	`010-2270-00950`
Alternative APNs	`1159925` `974447`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,095 sqft Gross Area
1st Floor Area	600 sqft
Basement Area	247 sqft
Finished Basement	247 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1940
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Lot Area	3,598 sqft (0.082 acres)
Garage Area	286 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	119 sqft
Deck Area	28 sqft
Storage Building	32 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1159925
Street Address	805 MARTHA ST
City	DULUTH
State	MN
Zip	55805-1141
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELY 40 FT OF WLY 80 FT OF LOTS 1 2 AND3 SERIAL #
Legal Subdivision	HOMEWOOD ADDITION TO DULUTH
Legal Block	3
Legal Lot Number	1-2
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2001
Census Tract	900

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	805 MARTHA ST, DULUTH, MN 55805-1141
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2025	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL MINNESOTA CU
Dec 20, 2023	Warranty Deed, Transfer · Conventional Mortgage CENTRAL MINNESOTA CU
May 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BK/CMRC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2023 · Amount on Record
Deed Sale	Dec 20, 2023 · Amount on Record
Prior Sale	Aug 15, 2014 · Amount on Record
Deed Document Number	20231075435
Prior Transfer Date	Feb 13, 2003
Prior Transfer Doc	0000744030
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	805 MARTHA ST, DULUTH, MN 55805-1141
Transaction Type	Mortgage
Record Updated	Jan 23, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	805 MARTHA ST, DULUTH, MN 55805-1141

Mortgage

Document Number	0001097792
Date	Dec 30, 2025
Instrument	1097792

Lender

Name	CENTRAL MINNESOTA CU
Type	Credit Union
Address	SARTELL, MN 56377

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2041

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Dec 20, 2023
Property Address	805 MARTHA ST, DULUTH, MN 55805-1141
Document Number	0001075435
Instrument Date	Dec 7, 2023
Instrument	1075435
Transaction Type	Transfer
Record Updated	Jan 22, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$808.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	805 MARTHA ST, DULUTH, MN 55805-1141

Mortgage

Document Number	0001075436
Date	Dec 20, 2023
Instrument	1075436

Lender

Name	CENTRAL MINNESOTA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	805 MARTHA ST, DULUTH, MN 55805-1141
Document Number	00T1024308
Instrument Date	May 29, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	805 MARTHA ST DULUTH MN 558051141, DULUTH, MN 55805-1141

Mortgage

Document Number	00T1024308
Date	Jun 8, 2020
Instrument	T1024308

Lender

Name	NATIONAL BK/CMRC
Address	SUPERIOR, WI 54880

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 7, 2050

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,144.00 (+11.73%) Homeowner's exemption
2025	$2,814.00 (+14.58%) Homeowner's exemption	$266,800 (+17.22%) Land $21,400 Building $245,400	$266,800 (+17.22%) Land $21,400 Building $245,400
2024		$227,600 (+25.4%) Land $22,700 Building $204,900	$227,600 (+25.4%) Land $22,700 Building $204,900
2023	$2,456.00 Homeowner's exemption
2022		$181,500 Land $21,100 Building $160,400	$181,500 Land $21,100 Building $160,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2001 · Severe Winter Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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