701 Martha St, Duluth, MN 55805 Property Records

St. Louis County property record for 701 Martha St, Duluth, MN 55805

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,118 sqft · built 1953
Lot Size	0.201 acres (8,772 sqft)
Owner	2 Individual Names on Record
Last Sale	$149,000 (Oct 2014)
Tax Bill	$3,500 (2026)
Deeds & Mortgages	Jan 2022 Mortgage Oct 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-2270-00500`

Property Details

APN / Parcel Number

Primary APN	`010-2270-00500`
Alternative APN	`978518`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,118 sqft Gross Area
1st Floor Area	1,118 sqft
Basement Area	559 sqft
Finished Basement	559 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Hip
Lot Area	8,772 sqft (0.201 acres)
Garage Area	336 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Deck Area	Deck Area
Storage Building	60 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	978518
Street Address	701 MARTHA ST
City	DULUTH
State	MN
Zip	55805-1139
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 80 FT OF LOTS 1, 2 & 3 AND W 80 FT OF LOT 4EX N 10 FT SERIAL #
Legal Subdivision	HOMEWOOD ADD TO DULUTH
Legal Block	2
Legal Lot Number	1-3,4E
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2005
Census Tract	900

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	701 MARTHA ST, DULUTH, MN 55805-1139
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2022	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Oct 6, 2022	Deed of Trust, Mortgage · Line of Credit HERMANTOWN FCU
Aug 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage NEIGHBORHOOD HOUSING SERVICE OF DULUTH I

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2014 · Amount on Record
Deed Sale	Oct 29, 2014 · Amount on Record
Prior Sale	Aug 25, 2010 · Amount on Record
Deed Document Number	2014950640
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	701 MARTHA ST, DULUTH, MN 55805-1139
Transaction Type	Mortgage
Record Updated	May 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	701 MARTHA ST, DULUTH, MN 55805-1139

Mortgage

Document Number	0001051901
Date	Jan 7, 2022
Instrument	1051901

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	274 Months
Due	Nov 1, 2044

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	701 MARTHA ST, DULUTH, MN 55805-1139
Transaction Type	Mortgage
Record Updated	Nov 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	701 MARTHA ST, DULUTH, MN 55805-1139

Mortgage

Document Number	0001062115
Date	Oct 6, 2022
Instrument	1062115

Lender

Name	HERMANTOWN FCU
Type	Credit Union
Address	DULUTH, MN 55811

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 30, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	701 MARTHA ST, DULUTH, MN 55805-1139
Document Number	00A1002841
Instrument Date	Aug 24, 2018
Transaction Type	Mortgage
Record Updated	Sep 28, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	701 MARTHA ST DULUTH MN 558051139, DULUTH, MN 55805-1139

Mortgage

Document Number	00A1002841
Date	Sep 18, 2018
Instrument	A1002841

Lender

Name	NEIGHBORHOOD HOUSING SERVICE OF DULUTH I
Type	Bank
Address	DULUTH, MN 55805

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 17, 2028

Interest

Rate	5.5%

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,500.00 (+11.39%) Homeowner's exemption
2025	$3,142.00 (-2.72%) Homeowner's exemption	$282,300 (+13.01%) Land $56,300 Building $226,000	$282,300 (+13.01%) Land $56,300 Building $226,000
2024	$3,230.00	$249,800 (+11.57%) Land $59,100 Building $190,700	$249,800 (+11.57%) Land $59,100 Building $190,700
2022		$223,900 Land $55,100 Building $168,800	$223,900 Land $55,100 Building $168,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2001 · Severe Winter Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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