709 Martha St, Duluth, MN 55805 Property Records

St. Louis County property record for 709 Martha St, Duluth, MN 55805

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 880 sqft · built 1924
Lot Size	0.11 acres (4,797 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (Jul 2023)
Tax Bill	$2,946 (2026)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010-2270-00460`

Property Details

APN / Parcel Number

Primary APN	`010-2270-00460`
Alternative APNs	`1059420` `1151505`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	880 sqft Gross Area
1st Floor Area	704 sqft
Basement Area	352 sqft
Finished Basement	352 sqft

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1939
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	4,797 sqft (0.11 acres)
Garage Area	832 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	132 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	1151505
Street Address	709 MARTHA ST
City	DULUTH
State	MN
Zip	55805-1139
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELY 40 FT OF LOTS 1 THRU 4 SERIAL #
Legal Subdivision	HOMEWOOD ADD TO DULUTH
Legal Block	2
Legal Lot Number	1-4
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2005
Census Tract	900

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	709 MARTHA ST, DULUTH, MN 55805-1139
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2023	Warranty Deed, Transfer · Conventional Mortgage NATIONS LENDING CORP
Sep 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BANK OF COMMERCE
Oct 8, 2018	Warranty Deed, Transfer MARKETPLACE HM MTG
May 29, 2018	Affidavit of Death, Transfer PIONEER ABSTRACT AND TITLE DULUT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2023 · Amount on Record
Deed Sale	Jul 18, 2023 · Amount on Record
Prior Sale	Oct 8, 2018 · Amount on Record
Deed Document Number	20231070262
Prior Transfer Date	Apr 27, 2018
Prior Transfer Doc	000T998415
Record Updated	Sep 20, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 18, 2023
Property Address	709 MARTHA ST, DULUTH, MN 55805-1139
Document Number	0001070262
Instrument Date	Jul 14, 2023
Instrument	1070262
Transaction Type	Transfer
Record Updated	Aug 25, 2023
Title Company	NOT AVAILABLE, THE TITLE TEAM NORTH SHORE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$693.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 MARTHA ST, DULUTH, MN 55805-1139

Mortgage

Document Number	0001070263
Date	Jul 18, 2023
Instrument	1070263

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	709 MARTHA ST, DULUTH, MN 55805-1139
Transaction Type	Mortgage
Record Updated	Oct 5, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001046932
Date	Sep 17, 2021
Instrument	1046932

Lender

Name	NATIONAL BANK OF COMMERCE
Type	Bank
Address	SUPERIOR, WI 54880

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2041

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 8, 2018
Property Address	709 MARTHA ST, DULUTH, MN 55805-1139
Document Number	00A1003526
Instrument Date	Sep 26, 2018
Instrument	A1003526
Transaction Type	Transfer
Record Updated	Oct 23, 2018
Title Company	CONSOLIDATED TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$511.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 MARTHA ST DULUTH MN 558051139, DULUTH, MN 55805-1139

Mortgage

Document Number	A1003527
Date	Oct 8, 2018
Instrument	A1003527

Lender

Name	MARKETPLACE HM MTG
Type	Mortgage Company
Address	EDINA, MN 55435

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 7, 2048

May 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ST LOUIS MN
Recording Date	May 29, 2018
Property Address	709 MARTHA ST, DULUTH, MN 55805-1139
Document Number	000T998415
Instrument Date	Apr 27, 2018
Instrument	T998415
Transaction Type	Transfer
Record Updated	Jun 20, 2018
Title Company	PIONEER ABSTRACT AND TITLE DULUT

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	814 N 12TH AVE E DULUTH MN 558051618, DULUTH, MN 55805-1618

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,946.00 (+11.68%) Homeowner's exemption
2025	$2,638.00 (-3.09%) Homeowner's exemption	$246,100 (+14.15%) Land $34,600 Building $211,500	$246,100 (+14.15%) Land $34,600 Building $211,500
2024	$2,722.00 (-6.27%)	$215,600 (+11.88%) Land $36,600 Building $179,000	$215,600 (+11.88%) Land $36,600 Building $179,000
2023	$2,904.00
2022		$192,700 (+22.82%) Land $34,100 Building $158,600	$192,700 (+22.82%) Land $34,100 Building $158,600
2021		$156,900 Land $27,700 Building $129,200	$156,900 Land $27,700 Building $129,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2001 · Severe Winter Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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