808 Martha St, Duluth, MN 55805 Property Records

St. Louis County property record for 808 Martha St, Duluth, MN 55805

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 600 sqft · built 1923
Lot Size	0.034 acres (1,498 sqft)
Owner	Individual Name on File
Last Sale	$168,000 (Jan 2026)
Tax Bill	$2,242 (2026)
Deeds & Mortgages	Dec 2024 Mortgage Jan 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-2270-02250`

Property Details

APN / Parcel Number

Primary APN	`010-2270-02250`
Alternative APNs	`1053436` `1169702` `1194196`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	600 sqft Gross Area
1st Floor Area	600 sqft
Basement Area	300 sqft
Finished Basement	300 sqft

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	1,498 sqft (0.034 acres)

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	21 sqft
Deck Area	35 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1194196
Street Address	808 MARTHA ST
City	DULUTH
State	MN
Zip	55805-1140
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELY 50 FT SERIAL #
Legal Subdivision	HOMEWOOD ADDITION TO DULUTH
Legal Block	6
Legal Lot Number	15
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3004
Census Tract	900

Owner

808 Martha St is owned and occupied by an individual who bought it in January 2026.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	808 MARTHA ST, DULUTH, MN 55805-1140
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2024	Deed of Trust, Mortgage HARBOR POINTE CU
Jan 29, 2026	Warranty Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORP
Jul 2, 2018	Warranty Deed, Transfer · Conventional Mortgage CENTRICITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 2026 · Amount on File
Deed Sale	Jan 29, 2026 · Amount on File
Prior Sale	Aug 23, 2024 · Amount on File
Deed Document Number	20261098706
Record Updated	Sep 20, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	808 MARTHA ST, DULUTH, MN 55805-1140
Transaction Type	Mortgage
Record Updated	Feb 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 ARTAVIA ST 2, 2, DULUTH, MN 55811-2330

Mortgage

Document Number	0001085782
Date	Dec 10, 2024
Instrument	1085782

Lender

Name	HARBOR POINTE CU
Type	Credit Union
Address	DULUTH, MN 55802

Agreement

Amount	Amount on Record
Term	58 Months
Due	Sep 30, 2029

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jan 29, 2026
Property Address	808 MARTHA ST, DULUTH, MN 55805-1140
Document Number	0001098706
Instrument Date	Jan 14, 2026
Instrument	1098706
Transaction Type	Transfer
Record Updated	Feb 16, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$554.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	808 MARTHA ST, DULUTH, MN 55805-1140

Mortgage

Document Number	0001098707
Date	Jan 29, 2026
Instrument	1098707

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Feb 1, 2051

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 2, 2018
Property Address	808 MARTHA ST, DULUTH, MN 55805-1140
Document Number	000T999790
Instrument Date	Jun 25, 2018
Instrument	T999790
Transaction Type	Transfer
Record Updated	Jul 19, 2018
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$263.67
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	808 MARTHA ST DULUTH MN 558051140, DULUTH, MN 55805-1140

Mortgage

Document Number	T999791
Date	Jul 2, 2018
Instrument	T999791

Lender

Name	CENTRICITY CU
Address	HERMANTOWN, MN 55811

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 808 Martha St was $2,242, up 90.6% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,242.00 (+90.65%)
2025	$1,176.00 (-6.52%) Homeowner's exemption	$166,900 (+43.26%) Land $8,700 Building $158,200	$166,900 (+43.26%) Land $8,700 Building $158,200
2024	$1,258.00	$116,500 Land $9,200 Building $107,300	$116,500 Land $9,200 Building $107,300
2022		$103,700 Land $8,600 Building $95,100	$103,700 Land $8,600 Building $95,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 808 Martha St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1989)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 1989 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 808 Martha St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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