Montezuma County property record for 813 Edith St, Cortez, CO 81321
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,092 sqft · built 1959 |
| Lot Size | 0.215 acres (9,365 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $103,500 (Jan 2016) |
| Tax Bill | $1,003 (2025) |
| Deeds & Mortgages | Mar 2024 Mortgage Mar 2020 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R008207 |
| Primary APN | R008207 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,092 sqft Total Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Ranch |
| Exterior Material | Shingles |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 9,365 sqft (0.215 acres) |
| Garage Area | 338 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Account Number | R008207 |
|---|---|
| Street Address | 813 EDITH ST |
| City | CORTEZ |
| State | CO |
| Zip | 81321-2519 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SUBDIVISION: PARADISE VILLAGE LOT: 4 BLOCK: 1 B 484 P 227 B 500 P 568 |
| Legal Subdivision | PARADISE VILLAGE |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | MONTEZUMA CO |
| Township / Civil Division | CORTEZ |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 969302 |
Source: Montezuma County records, as of March 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 813 EDITH ST, CORTEZ, CO 81321-2519 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 4, 2024 | Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK |
| Mar 31, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC |
| Jul 8, 2019 | Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC |
| Sep 3, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST SOUTHWEST BANK |
| Jan 19, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC |
| Mar 10, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK CORTEZ |
| Apr 13, 2023 | Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK CORTEZ |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 20, 2016 · Amount on Record |
| Deed Sale | Jan 20, 2016 · Amount on Record |
| Deed Document Number | 2016603905 |
| Last Transfer Date | Jan 24, 2025 |
| Transfer Doc | 0000659777 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Property Address | 813 EDITH ST, CORTEZ, CO 81321-2519 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2024 |
| Name | Verified Name |
|---|---|
| Address | 813 EDITH ST, CORTEZ, CO 81321-2519 |
| Document Number | 0000654961 |
|---|---|
| Date | Mar 4, 2024 |
| Instrument | 654961 |
| Name | FIRST NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | CORTEZ, CO 81321 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Property Address | 813 EDITH ST, CORTEZ, CO 81321-2519 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000628651 |
|---|---|
| Date | Mar 31, 2020 |
| Instrument | 628651 |
| Name | NEWREZ LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Property Address | 813 EDITH ST, CORTEZ, CO 81321-2519 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000623794 |
|---|---|
| Date | Jul 8, 2019 |
| Instrument | 623794 |
| Name | NEWREZ LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | PLYMOUTH MEETING, PA 19462 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Property Address | 813 EDITH ST, CORTEZ, CO 81321-2519 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000631607 |
|---|---|
| Date | Sep 3, 2020 |
| Instrument | 631607 |
| Name | FIRST SOUTHWEST BANK |
|---|---|
| Type | Bank |
| Address | CORTEZ, CO 81321 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Property Address | 813 EDITH ST, CORTEZ, CO 81321-2519 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 813 EDITH ST, CORTEZ, CO 81321-2519 |
| Document Number | 0000642659 |
|---|---|
| Date | Jan 19, 2022 |
| Instrument | 642659 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Property Address | 813 EDITH ST, CORTEZ, CO 81321-2519 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 813 EDITH ST, CORTEZ, CO 81321-2519 |
| Document Number | 0000643726 |
|---|---|
| Date | Mar 10, 2022 |
| Instrument | 643726 |
| Name | FIRST NATIONAL BANK CORTEZ |
|---|---|
| Type | Bank |
| Address | CORTEZ, CO 81321 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Mar 4, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Property Address | 813 EDITH ST, CORTEZ, CO 81321-2519 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 813 EDITH ST, CORTEZ, CO 81321-2519 |
| Document Number | 0000650324 |
|---|---|
| Date | Apr 13, 2023 |
| Instrument | 650324 |
| Name | FIRST NATIONAL BANK CORTEZ |
|---|---|
| Type | Bank |
| Address | CORTEZ, CO 81321 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 12, 2043 |
| Rate Type | Adjustable Rate |
|---|
Source: Montezuma County assessment roll, as of March 24, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Montezuma County |
| Municipality | Cortez City |
| Unified School District | Montezuma-Cortez School District RE-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,003.00 (+39.89%) | $19,877 (+42.35%) Land $1,940 Building $17,937 | $249,715 (+42.35%) Land $24,375 Building $225,340 |
| 2024 | $717.00 (+9.97%) | $13,963 (-23.87%) Land $2,488 Building $11,475 | $175,421 (-23.87%) Land $31,262 Building $144,159 |
| 2023 | $652.00 (+10.7%) | $18,342 (+50.42%) Land $3,269 Building $15,073 | $230,421 (+50.41%) Land $41,063 Building $189,358 |
| 2022 | $589.00 | $12,194 Land $1,492 Building $10,702 | $153,197 Land $18,750 Building $134,447 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2026) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CORTEZ serves 8,770 people · EPA ID CO0142200 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Clearnetworx Fiber | 1,000 / 1,000 |
| TDS Telecom Cable · Fiber in parts of the area | 1,000 / 20 |
| Choice Broadband Fixed Wireless | 400 / 80 |
| Nimbus Solutions Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: CYAN Wireless, Farmers Telecommunications, Visionary Broadband.
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