805 E Jefferson Ave, Effingham, IL 62401 Property Records

Effingham County property record for 805 E Jefferson Ave, Effingham, IL 62401

Property Summary

Property Type	Single Family Home
Details	1,030 sqft · built 1918
Lot Size	0.51 acres (22,216 sqft)
Owner	Individual Name on Record
Last Sale	$45,000 (Oct 2007)
Tax Bill	$2,154 (2022)
Deeds & Mortgages	Feb 2026 Line of Credit Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-16-032-009`

Property Details

APN / Parcel Number

Primary APN	`03-16-032-009`

Interior

Stories	2 Stories
Building Area	1,030 sqft Base Area
Basement Area	1,017 sqft

Exterior

Year Built	Built 1918
Construction Type	Frame
Lot Area	22,216 sqft (0.51 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	805 E JEFFERSON AVE
City	EFFINGHAM
State	IL
Zip	62401-3410
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LOT 5 BLK 56 SURVEYOR'S ADD A 2358/276
Legal Subdivision	SURVEYOR'S ADDITION
Legal Block	56
Legal Lot Number	5
Jurisdiction	EFFINGHAM IL
Township / Civil Division	DOUGLAS
Census Block Group	2
Census Block	2027
Census Tract	950600

Owner

Source: Effingham County records, as of August 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	805 E JEFFERSON AVE, EFFINGHAM, IL 62401-3410
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2026	Deed of Trust, Mortgage · Line of Credit DIETERICH BANK NA
Jul 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage DIETERICH BANK NA
Jun 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage DIETERICH BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2007 · Amount on Record
Deed Sale	Oct 25, 2007 · Amount on Record
Deed Document Number	200700705480
Deed Book / Page	2358 / 276
Record Updated	Jun 7, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	805 E JEFFERSON AVE, EFFINGHAM, IL 62401-3410
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202626000669
Date	Feb 24, 2026
Instrument	202626000669

Lender

Name	DIETERICH BANK NA
Type	Bank
Address	300 SUR WOODS DR, EFFINGHAM, IL 62401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Mar 23, 2036

Interest

Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	805 E JEFFERSON AVE, EFFINGHAM, IL 62401-3410
Transaction Type	Mortgage
Record Updated	Oct 2, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3591/244
Date	Jul 22, 2020
Book Page	3591/244
Instrument	202020003949

Lender

Name	DIETERICH BANK NA
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jul 15, 2025

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Jul 1, 2025
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	5.87%
Index	1-Year CMT
Max Rate	8.87%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	805 E JEFFERSON AVE, EFFINGHAM, IL 62401-3410
Transaction Type	Mortgage
Record Updated	Jul 22, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3573/309
Date	Jun 9, 2020
Book Page	3573/309
Instrument	202020002930

Lender

Name	DIETERICH BANK NA
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2035

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Douglas Township
Municipality	Effingham City
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	$2,154.00 Homeowner's exemption	$38,730 Land $12,340 Building $26,390	$116,190 Land $37,020 Building $79,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EFFINGHAM serves 12,252 people · EPA ID IL0490250
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Fidium Fiber DSL	250 / 40
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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