811 E Jefferson Ave, Effingham, IL 62401 Property Records

Effingham County property record for 811 E Jefferson Ave, Effingham, IL 62401

Property Summary

Property Type	Single Family Home
Details	1 bd · 1.5 ba · 1,158 sqft · built 1948
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$129,000 (Jul 2017)
Tax Bill	$3,535 (2024)
Deeds & Mortgages	Aug 2023 Mortgage Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`03-16-032-007`

Property Details

APN / Parcel Number

Primary APN	`03-16-032-007`

Interior

Bedrooms	1 Bed
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,158 sqft Base Area
1st Floor Area	1,158 sqft
Basement Area	1,158 sqft
Unfinished Basement	1,158 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Construction Type	Masonry / Concrete Block
Lot Area	11,761 sqft (0.27 acres)
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	811 E JEFFERSON AVE
City	EFFINGHAM
State	IL
Zip	62401-3410
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NW BLK 49 SURVEYOR'S ADD A 3664/18 3634/226 3317/14 1729/73 1304/57
Legal Subdivision	SURVEYOR'S ADDITION
Legal Block	49
Jurisdiction	EFFINGHAM IL
Township / Civil Division	DOUGLAS
Census Block Group	2
Census Block	2027
Census Tract	950600

Owner

Source: Effingham County records, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	811 E JEFFERSON AVE, EFFINGHAM, IL 62401-3410
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2023	Deed of Trust, Mortgage · Commercial Mortgage MIDLAND STATES BANK
Mar 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage MIDLAND STATES BANK
Mar 5, 2021	Re-recorded Document · Conventional Mortgage MIDLAND STATES BANK
Nov 30, 2020	Quit Claim Deed, Transfer · Conventional Mortgage MIDLAND STATES BANK
Jul 17, 2017	Warranty Deed, Transfer · Conventional Mortgage MIDLAND STATES BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2017 · Amount on Record
Deed Sale	Jul 17, 2017 · Amount on Record
Prior Sale	Mar 12, 2002 · Amount on Record
Deed Document Number	20171703240
Deed Book / Page	3317 / 14
Last Transfer Date	Nov 23, 2020
Transfer Doc	3664/18
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	811 E JEFFERSON AVE, EFFINGHAM, IL 62401-3410
Transaction Type	Mortgage
Record Updated	Sep 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	811 E JEFFERSON AVE, EFFINGHAM, IL 62401-3410

Mortgage

Document Number	003875/230
Date	Aug 28, 2023
Book Page	3875/230
Instrument	202323002780

Lender

Name	MIDLAND STATES BANK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Jul 6, 2033

Interest

Rate Type	Adjustable Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	811 E JEFFERSON AVE, EFFINGHAM, IL 62401-3410
Transaction Type	Mortgage
Record Updated	Jun 1, 2023
Title Company	THE TITLE CENTER/FL, THE TITLE CENTER

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003664/21
Date	Mar 5, 2021
Book Page	3664/21
Instrument	202121001087

Lender

Name	MIDLAND STATES BANK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.62%

March 2021: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	EFFINGHAM IL
Recording Date	Mar 5, 2021
Property Address	811 E JEFFERSON AVE, EFFINGHAM, IL 62401-3410
Document Number	3664/18
Book / Page	3664 / 18
Instrument Date	Nov 23, 2020
Instrument	202121001086
Record Updated	Aug 5, 2021
Title Company	THE TITLE CENTER

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	811 E JEFFERSON AVE, EFFINGHAM, IL 62401-3410

Mortgage

Document Number	3664/21
Date	Mar 5, 2021
Book Page	3664/21
Instrument	202121001087

Lender

Name	MIDLAND STATES BANK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.62%

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Nov 30, 2020
Property Address	811 E JEFFERSON AVE, EFFINGHAM, IL 62401-3410
Document Number	3634/226
Book / Page	3634 / 226
Instrument Date	Nov 23, 2020
Instrument	202020006559
Transaction Type	Transfer
Record Updated	Aug 5, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	811 E JEFFERSON AVE, EFFINGHAM, IL 62401-3410

Mortgage

Document Number	202020006560
Date	Nov 30, 2020
Instrument	202020006560

Lender

Name	MIDLAND STATES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.62%

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Jul 17, 2017
Property Address	811 E JEFFERSON AVE, EFFINGHAM, IL 62401-3410
Document Number	3317/014
Book / Page	3317 / 014
Instrument Date	Jul 12, 2017
Instrument	201701703240
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$193.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	811 E JEFFERSON AVE, EFFINGHAM, IL 62401-3410

Mortgage

Document Number	201701703241
Date	Jul 17, 2017
Instrument	201701703241

Lender

Name	MIDLAND STATES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Douglas Township
Municipality	Effingham City
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$3,535.00 (+25.44%)	$58,340 (+19.92%) Land $13,820 Building $44,520	$175,020 (+19.92%) Land $41,460 Building $133,560
2022	$2,818.00 Homeowner's exemption	$48,650 Land $11,520 Building $37,130	$145,950 Land $34,560 Building $111,390

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EFFINGHAM serves 12,252 people · EPA ID IL0490250
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Fidium Fiber DSL	250 / 40
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: Wisper ISP.

Nearby Properties on E Jefferson Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures