801 E Jefferson Ave, Effingham, IL 62401 Property Records

Effingham County property record for 801 E Jefferson Ave, Effingham, IL 62401

Property Summary

Property Type	Single Family Home
Details	1,638 sqft · built 1880
Lot Size	0.39 acres (16,988 sqft)
Owner	Individual Name on Record
Last Sale	$199,000 (Nov 2018)
Tax Bill	$3,534 (2025)
Deeds & Mortgages	Mar 2018 Mortgage Nov 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-16-032-053`

Property Details

APN / Parcel Number

Primary APN	`03-16-032-053`

Interior

Bedrooms	1 Bed
Stories	1 Story
Building Area	1,638 sqft Base Area
1st Floor Area	1,638 sqft
Basement Area	660 sqft
Unfinished Basement	660 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Construction Type	Masonry / Concrete Block
Lot Area	16,988 sqft (0.39 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	801 E JEFFERSON AVE
City	EFFINGHAM
State	IL
Zip	62401-3410
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 150FT LOTS 3 & 4 NOSBISCH'S SUB 3427/1 3355/160 1170/22 513/187
Legal Subdivision	NOSBISCH'S SUB
Legal Lot Number	3-4
Jurisdiction	EFFINGHAM IL
Township / Civil Division	DOUGLAS
Census Block Group	2
Census Block	2027
Census Tract	950600

Owner

Source: Effingham County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	801 E JEFFERSON AVE, EFFINGHAM, IL 62401-3410
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2018	Deed of Trust, Mortgage · Commercial Mortgage MIDLAND STATES BANK
Nov 8, 2018	Warranty Deed, Transfer · Conventional Mortgage CROSSROADS BANK
Dec 18, 2017	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2018 · Amount on Record
Deed Sale	Nov 8, 2018 · Amount on Record
Prior Sale	Dec 18, 2017 · Amount on Record
Deed Document Number	20181804670
Deed Book / Page	3427 / 1
Record Updated	Oct 29, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	801 E JEFFERSON AVE, EFFINGHAM, IL 62401-3410
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3373/098
Date	Mar 29, 2018
Book Page	3373/098
Instrument	201801801071

Lender

Name	MIDLAND STATES BANK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 18, 2019

Interest

Rate Type	Adjustable Rate
Change Frequency	Annually

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Nov 8, 2018
Property Address	801 E JEFFERSON AVE, EFFINGHAM, IL 62401-3410
Document Number	3427/001
Book / Page	3427 / 001
Map Reference	MB 29 PG 339
Instrument Date	Nov 6, 2018
Instrument	201801804670
Transaction Type	Transfer
Record Updated	Nov 25, 2021
Title Company	THE TITLE CENTER/FL, THE TITLE CENTER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$298.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	801 E JEFFERSON AVE, EFFINGHAM, IL 62401-3410

Mortgage

Document Number	201801804671
Date	Nov 8, 2018
Instrument	201801804671

Lender

Name	CROSSROADS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Interest

Rate	5%

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Dec 18, 2017
Property Address	801 E JEFFERSON AVE, EFFINGHAM, IL 62401-3410
Document Number	3355/160
Book / Page	3355 / 160
Map Reference	MB 29 PG 339
Instrument Date	Dec 15, 2017
Instrument	201700005804
Transaction Type	Transfer
Record Updated	Nov 25, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$120.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 W JEFFERSON AVE, EFFINGHAM, IL 62401-2344

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Douglas Township
Municipality	Effingham City
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,534.00 (+1.44%)	$68,640 (+31.9%) Land $16,280 Building $52,360	$205,920 (+31.9%) Land $48,840 Building $157,080
2022	$3,484.00 Homeowner's exemption	$52,040 Land $12,340 Building $39,700	$156,120 Land $37,020 Building $119,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EFFINGHAM serves 12,252 people · EPA ID IL0490250
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Fidium Fiber DSL	250 / 40
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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