725 E Jefferson Ave, Effingham, IL 62401 Property Records

Effingham County property record for 725 E Jefferson Ave, Effingham, IL 62401

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 789 sqft · built 1945
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$70,000 (Mar 2019)
Tax Bill	$2,190 (2024)
Deeds & Mortgages	Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-16-031-060`

Property Details

APN / Parcel Number

Primary APN	`03-16-031-060`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	789 sqft Base Area
1st Floor Area	789 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Construction Type	Masonry / Concrete Block
Lot Area	12,197 sqft (0.28 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	725 E JEFFERSON AVE
City	EFFINGHAM
State	IL
Zip	62401-3408
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E SIDE BLK 27 SURVEYOR'S ADD A 3451/323 3445/315 1683/336 1168/263
Legal Subdivision	SURVEYOR'S ADDITION
Legal Block	27
Jurisdiction	EFFINGHAM IL
Township / Civil Division	DOUGLAS
Census Block Group	2
Census Block	2028
Census Tract	950600

Owner

Source: Effingham County records · APN 03-16-031-060

Assessment roll updated September 9, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	13100 E 425TH AVE, MASON, IL 62443-2850
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 13, 2019 · Amount on Record
Deed Sale	Mar 13, 2019 · Amount on Record
Prior Sale	Nov 03, 2001 · Amount on Record
Deed Document Number	20191900842
Deed Book / Page	3451 / 323
Prior Transfer Date	Mar 12, 2019
Prior Transfer Doc	3451/323
Record Updated	Jun 08, 2026

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Mar 13, 2019
Property Address	725 E JEFFERSON AVE, EFFINGHAM, IL 62401-3408
Document Number	3451/323
Book / Page	3451 / 323
Instrument Date	Mar 12, 2019
Instrument	201901900842
Transaction Type	Transfer
Record Updated	Aug 05, 2021
Title Company	BARRISTER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$105.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15182 E 819TH AVENUE, 15182, EFFINGHAM, IL 62401

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13100 E 425TH AVE, MASON, IL 62443-2850

Mortgage

Document Number	201901900843
Date	Mar 13, 2019
Instrument	201901900843

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 12, 2034

Interest

Rate Type	Adjustable Rate
Rate	2.49%

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated September 9, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Douglas Township
Municipality	Effingham City
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,190.00	$32,420 (+19.9%) Land $9,940 Building $22,480	$97,260 (+19.9%) Land $29,820 Building $67,440
2022		$27,040 Land $8,290 Building $18,750	$81,120 Land $24,870 Building $56,250

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 17, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Wabash Telephone Cooperative Fiber	1,000 / 1,000
Mediacom Communications Cable	1,000 / 50
Consolidated Communications DSL	500 / 75
Verizon Fixed Wireless	300 / 20
LTD Broadband Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: Wisper ISP.

Based on FCC filings for 273 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	EFFINGHAM serves 12,252 people
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.