8031 Pond Apple Dr, Winter Garden, FL 34787 Property Records

Orange County property record for 8031 Pond Apple Dr, Winter Garden, FL 34787

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,735 sqft · built 2017
Lot Size	0.203 acres (8,836 sqft)
Owner	2 Individual Names on File
Last Sale	$822,500 (Sep 2024)
Tax Bill	$10,421 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Jun 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-23-27-8316-22-060`

Property Details

APN / Parcel Number

Primary APN	`28-23-27-8316-22-060`
Alternative APNs	`272328831622060` `151264` `152429` `154551`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,735 sqft Living Area
Gross Area	3,947 sqft
1st Floor Area	1,474 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,836 sqft (0.203 acres)
Garage Type	Attached
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	398 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	8031 POND APPLE DR
City	WINTER GARDEN
State	FL
Zip	34787-6300
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	SUMMERLAKE PD PHASE 2A AND 2B 78/72 LOT 6 BLK V
Legal Range	27E
Legal Township	23S
Legal Section	28
Legal Subdivision	SUMMERLAKE PD PH 2A AND 2B
Legal Phase	2A
Legal Tract	8316
Legal Block	V
Legal Lot Number	6
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	1
Census Block	1276
Census Tract	17111

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	8031 POND APPLE DR, WINTER GARDEN, FL 34787-6300
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2019	Deed of Trust, Mortgage · Conventional with PMI CALIBER HM LOANS
Jun 15, 2019	Deed of Trust, Mortgage · Line of Credit SUNTRUST BK
Oct 18, 2017	Grant Deed, Subdivision Related Transfer · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2024 · Amount on File
Deed Sale	Sep 9, 2024 · Amount on File
Prior Sale	Jun 22, 2020 · Amount on File
Deed Document Number	2024521458
Record Updated	Jun 8, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	8031 POND APPLE DR, WINTER GARDEN, FL 34787-6300
Document Number	0000004730
Instrument Date	Dec 20, 2019
Transaction Type	Mortgage
Record Updated	Feb 3, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8031 POND APPLE DR WINTER GARDEN FL 347876300, WINTER GARDEN, FL 34787-6300

Mortgage

Document Number	0000004730
Date	Jan 6, 2020
Instrument	4730

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 5, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	8031 POND APPLE DR, WINTER GARDEN, FL 34787-6300
Document Number	0000390371
Instrument Date	Jun 15, 2019
Transaction Type	Mortgage
Record Updated	Jul 11, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	8031 POND APPLE DR WINTER GARDEN FL 347876300, WINTER GARDEN, FL 34787-6300

Mortgage

Document Number	0000390371
Date	Jun 25, 2019
Instrument	390371

Lender

Name	SUNTRUST BK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 24, 2049

Interest

Rate Type	Adjustable Rate

October 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE FL
Recording Date	Oct 18, 2017
Property Address	8031 POND APPLE DR, WINTER GARDEN, FL 34787-6300
Document Number	0000572126
Instrument Date	Oct 16, 2017
Instrument	572126
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 10, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,665.14
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8031 POND APPLE DR WINTER GARDEN FL 347876300, WINTER GARDEN, FL 34787-6300

Mortgage

Document Number	572129
Date	Oct 18, 2017
Instrument	572129

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 17, 2047

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$624,130 (-3.59%) Land $135,000 Building $489,130	$624,130 (-3.59%) Land $135,000 Building $489,130
2025	$10,421.00 (+49.28%) Homeowner's exemption	$647,370 (+51.16%) Land $150,000 Building $497,370	$647,370 (+5.98%) Land $150,000 Building $497,370
2024	$6,981.00 (+7.43%)
2023	$6,498.00 (+3.59%) Homeowner's exemption	$428,261 (+3%)	$610,846 (+21.05%) Land $150,000 Building $460,846
2022	$6,273.00 Homeowner's exemption	$415,787	$504,629 Land $145,000 Building $359,629

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 269 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	269 in force
Nearby Flood Claims	4 (2014–2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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