8043 Pond Apple Dr, Winter Garden, FL 34787 Property Records

Orange County property record for 8043 Pond Apple Dr, Winter Garden, FL 34787

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,762 sqft · built 2013
Lot Size	0.257 acres (11,177 sqft)
Owner	Individual Name on Record
Last Sale	$696,000 (Mar 2024)
Tax Bill	$10,501 (2025)
Deeds & Mortgages	Mar 2024 Sale Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-23-27-8316-22-080`

Property Details

APN / Parcel Number

Primary APN	`28-23-27-8316-22-080`
Alternative APNs	`272328831622080` `151267` `152431` `154553`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,762 sqft Living Area
Gross Area	3,671 sqft
1st Floor Area	1,540 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,177 sqft (0.257 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	252 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	8043 POND APPLE DR
City	WINTER GARDEN
State	FL
Zip	34787-6300
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	SUMMERLAKE PD PHASE 2A AND 2B 78/72 LOT 8 BLK V
Legal Range	27E
Legal Township	23S
Legal Section	28
Legal Subdivision	SUMMERLAKE PD PH 2A AND 2B
Legal Phase	2A
Legal Tract	8316
Legal Block	V
Legal Lot Number	8
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	1
Census Block	1276
Census Tract	17111

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8043 POND APPLE DR, WINTER GARDEN, FL 34787-6300
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2024	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Nov 23, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Nov 12, 2018	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 8, 2024 · Amount on Record
Deed Sale	Mar 8, 2024 · Amount on Record
Prior Sale	Nov 12, 2018 · Amount on Record
Deed Document Number	2024138503
Record Updated	Jun 8, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Mar 8, 2024
Property Address	8043 POND APPLE DR, WINTER GARDEN, FL 34787-6300
Document Number	0000138503
Map Reference	MB 78 PG 72-77
Instrument Date	Feb 20, 2024
Instrument	20240138503
Transaction Type	Transfer
Record Updated	Mar 25, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$4,872.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	447 MORGAN ST, CINCINNATI, OH 45206-2347

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8043 POND APPLE DR, WINTER GARDEN, FL 34787-6300

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	8043 POND APPLE DR, WINTER GARDEN, FL 34787-6300
Document Number	0000752802
Instrument Date	Nov 23, 2019
Transaction Type	Mortgage
Record Updated	Dec 18, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8043 POND APPLE DR WINTER GARDEN FL 347876300, WINTER GARDEN, FL 34787-6300

Mortgage

Document Number	0000752802
Date	Dec 2, 2019
Instrument	752802

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Nov 12, 2018
Property Address	8043 POND APPLE DR, WINTER GARDEN, FL 34787-6300
Document Number	0000660754
Instrument Date	Nov 7, 2018
Instrument	660754
Transaction Type	Transfer
Record Updated	Nov 30, 2018
Title Company	SOUTHERN TITLE HOLDING COMPANY LLC, SOUTHERN TITLE HOLDING CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,009.30
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8043 POND APPLE DR WINTER GARDEN FL 347876300, WINTER GARDEN, FL 34787-6300

Mortgage

Document Number	660755
Date	Nov 12, 2018
Instrument	660755

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 11, 2048

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$588,920 (-3.75%) Land $135,000 Building $453,920	$588,920 (-3.75%) Land $135,000 Building $453,920
2025	$10,501.00 (+9.73%)	$611,890 (+4.16%) Land $150,000 Building $461,890	$611,890 (+4.16%) Land $150,000 Building $461,890
2024	$9,570.00 (+12.63%)
2023	$8,497.00 (+14.35%)	$587,474 (+20.91%) Land $150,000 Building $437,474	$587,474 (+20.91%) Land $150,000 Building $437,474
2022	$7,431.00	$485,883 Land $145,000 Building $340,883	$485,883 Land $145,000 Building $340,883

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 269 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	269 in force
Nearby Flood Claims	4 (2014–2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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