8019 Pond Apple Dr, Winter Garden, FL 34787 Property Records

Orange County property record for 8019 Pond Apple Dr, Winter Garden, FL 34787

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,757 sqft · built 2014
Lot Size	0.203 acres (8,837 sqft)
Owner	2 Individual Names on Record
Last Sale	$405,000 (May 2015)
Tax Bill	$6,250 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Oct 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-23-27-8316-22-040`

Property Details

APN / Parcel Number

Primary APN	`28-23-27-8316-22-040`
Alternative APNs	`272328831622040` `151262` `152427` `154549`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,757 sqft Living Area
Gross Area	3,834 sqft
1st Floor Area	1,480 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,837 sqft (0.203 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	322 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	8019 POND APPLE DR
City	WINTER GARDEN
State	FL
Zip	34787-6300
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	SUMMERLAKE PD PHASE 2A AND 2B 78/72 LOT 4 BLK V
Legal Range	27E
Legal Township	23S
Legal Section	28
Legal Subdivision	SUMMERLAKE PD PH 2A AND 2B
Legal Phase	2A
Legal Tract	8316
Legal Block	V
Legal Lot Number	4
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	1
Census Block	1276
Census Tract	17111

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8019 POND APPLE DR, WINTER GARDEN, FL 34787-6300
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2024	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 22, 2021	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Mar 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2015 · Amount on Record
Deed Sale	May 6, 2015 · Amount on Record
Deed Document Number	2015228959
Deed Book / Page	10914 / 8108
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	8019 POND APPLE DR, WINTER GARDEN, FL 34787-6300
Transaction Type	Mortgage
Record Updated	Apr 4, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8019 POND APPLE DR, WINTER GARDEN, FL 34787-6300

Mortgage

Document Number	0000121366
Date	Mar 1, 2024
Instrument	20240121366

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2054

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	8019 POND APPLE DR, WINTER GARDEN, FL 34787-6300
Transaction Type	Mortgage
Record Updated	Aug 1, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8019 POND APPLE DR, WINTER GARDEN, FL 34787-6300

Mortgage

Document Number	0000648580
Date	Oct 22, 2021
Instrument	20210648580

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	PHILADELPHIA, PA 19104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 16, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	8019 POND APPLE DR, WINTER GARDEN, FL 34787-6300
Transaction Type	Mortgage
Record Updated	Aug 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8019 POND APPLE DR, WINTER GARDEN, FL 34787-6300

Mortgage

Document Number	0000163116
Date	Mar 23, 2021
Instrument	20210163116

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$399,395 (+2.7%)	$569,830 (-3.65%) Land $135,000 Building $434,830
2025	$6,250.00 (+4.87%) Homeowner's exemption	$388,895 (+5.99%)	$591,430 (+2.67%) Land $150,000 Building $441,430
2024	$5,960.00 (+7.45%)
2023	$5,547.00 (+3.74%) Homeowner's exemption	$366,927 (+3%)	$576,039 (+22.23%) Land $150,000 Building $426,039
2022	$5,347.00 Homeowner's exemption	$356,240	$471,266 Land $145,000 Building $326,266

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 269 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	269 in force
Nearby Flood Claims	4 (2014–2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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