8013 Pond Apple Dr, Winter Garden, FL 34787 Property Records

Orange County property record for 8013 Pond Apple Dr, Winter Garden, FL 34787

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,782 sqft · built 2015
Lot Size	0.203 acres (8,838 sqft)
Owner	2 Company Names on Record
Last Sale	$5,071 (Aug 2022)
Tax Bill	$8,926 (2025)
Deeds & Mortgages	Aug 2018 Mortgage Aug 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`28-23-27-8316-22-030`

Property Details

APN / Parcel Number

Primary APN	`28-23-27-8316-22-030`
Alternative APNs	`272328831622030` `151261` `152426` `154548`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,782 sqft Living Area
Gross Area	5,440 sqft
1st Floor Area	2,012 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	8,838 sqft (0.203 acres)
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	594 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	8013 POND APPLE DR
City	WINTER GARDEN
State	FL
Zip	34787-6300
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	SUMMERLAKE PD PHASE 2A AND 2B 78/72 LOT 3 BLK V
Legal Range	27E
Legal Township	23S
Legal Section	28
Legal Subdivision	SUMMERLAKE PD PH 2A AND 2B
Legal Phase	2A
Legal Tract	8316
Legal Block	V
Legal Lot Number	3
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	1
Census Block	1276
Census Tract	17111

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	8013 POND APPLE DR, WINTER GARDEN, FL 34787-6300
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2018	Deed of Trust, Mortgage · ARM MORGAN STANLEY PRIVATE BANK NA
Aug 2, 2022	Intrafamily Transfer, Transfer ATTORNEY
Aug 2, 2022	Intrafamily Transfer, Transfer ATTORNEY
Aug 2, 2022	Intrafamily Transfer, Transfer ATTORNEY
Jul 21, 2017	Grant Deed, Subdivision Related Transfer DHI TITLE/FL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2022 · Amount on Record
Deed Sale	Aug 2, 2022 · Amount on Record
Prior Sale	Jul 21, 2017 · Amount on Record
Deed Document Number	2022471269
Prior Transfer Date	Jul 11, 2022
Prior Transfer Doc	0000471269
Record Updated	Jun 8, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	8013 POND APPLE DR, WINTER GARDEN, FL 34787-6300
Transaction Type	Mortgage
Record Updated	Sep 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000515553
Date	Aug 29, 2018
Instrument	20180515553

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.95%
Type Change Date	Sep 1, 2025
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	8.95%
Index	1-Year LIBOR
Max Rate	8.95%

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE FL
Recording Date	Aug 2, 2022
Property Address	8013 POND APPLE DR, WINTER GARDEN, FL 34787-6300
Document Number	0000471276
Map Reference	MB 9077 PG 4252
Instrument Date	Jul 11, 2022
Instrument	20220471276
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8013 POND APPLE DR, WINTER GARDEN, FL 34787-6300

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	8013 POND APPLE DR, OAKLAND, FL 34787-6300

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE FL
Recording Date	Aug 2, 2022
Property Address	8013 POND APPLE DR, WINTER GARDEN, FL 34787-6300
Document Number	0000471275
Map Reference	MB 9077 PG 4252
Instrument Date	Jul 11, 2022
Instrument	20220471275
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8013 POND APPLE DR, WINTER GARDEN, FL 34787-6300

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	8013 POND APPLE DR, WINTER GARDEN, FL 34787-6300

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE FL
Recording Date	Aug 2, 2022
Property Address	8013 POND APPLE DR, WINTER GARDEN, FL 34787-6300
Document Number	0000471270
Map Reference	MB 6170 PG 1425
Instrument Date	Jul 11, 2022
Instrument	20220471270
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8013 POND APPLE DR, WINTER GARDEN, FL 34787-6300

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	8013 POND APPLE DR, WINTER GARDEN, FL 34787-6300

July 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE FL
Recording Date	Jul 21, 2017
Property Address	8013 POND APPLE DR, WINTER GARDEN, FL 34787-6300
Document Number	0000407741
Instrument Date	Jul 19, 2017
Instrument	407741
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 3, 2017
Title Company	DHI TITLE/FL INC

Transaction

Amount	Amount Recorded
Tax	$3,556.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8013 POND APPLE DR WINTER GARDEN FL 347876300, WINTER GARDEN, FL 34787-6300

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$569,727 (+2.7%)	$767,000 (-3.09%) Land $135,000 Building $632,000
2025	$8,926.00 (+4.23%) Homeowner's exemption	$554,749 (+5.99%)	$791,460 (+3.64%) Land $150,000 Building $641,460
2024	$8,564.00 (+7.4%)
2023	$7,974.00 (+3.42%) Homeowner's exemption	$523,413 (+3%)	$763,648 (+24.6%) Land $150,000 Building $613,648
2022	$7,710.00 Homeowner's exemption	$508,168	$612,902 Land $145,000 Building $467,902

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 269 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	269 in force
Nearby Flood Claims	4 (2014–2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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