803 Ruff Dr, Monroe, MI 48162 Property Records

Monroe County property record for 803 Ruff Dr, Monroe, MI 48162

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,192 sqft · built 1969
Lot Size	0.49 acres (21,344 sqft)
Owner	2 Individual Names on File
Last Sale	$271,500 (Feb 2019)
Tax Bill	$1,734 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Feb 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`07-980-084-00`

Property Details

APN / Parcel Number

Primary APN	`07-980-084-00`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Building Area	2,192 sqft Living Area
1st Floor Area	2,192 sqft
Basement Area	2,192 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Ranch
Lot Area	21,344 sqft (0.49 acres)
Lot Dimensions	250 ft deep x 85 ft wide
Garage Area	700 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	803 RUFF DR
City	MONROE
State	MI
Zip	48162-3526
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A-RESIDE
Legal Description	F-84 SEC 25 T6S R8E WOODRUFF HEIGHTS NO 4 LOT 84
Legal Range	08E
Legal Township	06S
Legal Section	25
Legal Subdivision	WOODRUFF HEIGHTS 4
Legal Lot Number	84
Jurisdiction	MONROE MI
Township / Civil Division	FRENCHTOWN
Census Block Group	3
Census Block	3002
Census Tract	831400

Owner

Source: Monroe County records · APN 07-980-084-00

Assessment roll updated August 15, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	803 RUFF DR, MONROE, MI 48162-3526
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage CHOICEONE BANK
Feb 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BANK
Dec 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage CHOICE ONE BANK
Apr 27, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 01, 2019	Warranty Deed, Transfer · Conventional Mortgage HUNTINGTON NATIONAL BANK
Jun 22, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 01, 2019 · Amount on Record
Deed Sale	Feb 01, 2019 · Amount on Record
Deed Document Number	20191557
Last Transfer Date	Apr 17, 2020
Transfer Doc	0000008174
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	803 RUFF DR, MONROE, MI 48162-3526
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013354
Date	Jul 13, 2020
Instrument	2020R13354

Lender

Name	CHOICEONE BANK
Type	Bank
Address	SPARTA, MI 49345

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 01, 2040

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	803 RUFF DR, MONROE, MI 48162-3526
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003086
Date	Feb 12, 2020
Instrument	2020R03086

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2050

Interest

Rate Type	Fixed Rate

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	803 RUFF DR, MONROE, MI 48162-3526
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	ABACUS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022700
Date	Dec 30, 2019
Instrument	2019R22700

Lender

Name	CHOICE ONE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 01, 2050

Interest

Rate Type	Fixed Rate

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE MI
Recording Date	Apr 27, 2020
Property Address	803 RUFF DR, MONROE, MI 48162-3526
Document Number	0000008174
Instrument Date	Apr 17, 2020
Instrument	8174
Transaction Type	Transfer
Record Updated	Jun 04, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	803 RUFF DR MONROE MI 481623526, MONROE, MI 48162-3526

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Feb 01, 2019
Property Address	803 RUFF DR, MONROE, MI 48162-3526
Document Number	2019R01557
Map Reference	LB 11 PG 16
Instrument Date	Jan 18, 2019
Instrument	2019R01557
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,334.90
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5744 PARKSIDE ST, MONROE, MI 48161-3918

Mortgage

Document Number	0000001558
Date	Feb 01, 2019
Instrument	2019R01558

Lender

Name	HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2049

Interest

Rate Type	Fixed Rate

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE MI
Recording Date	Jun 22, 2018
Property Address	803 RUFF DR, MONROE, MI 48162-3526
Document Number	0000011086
Instrument Date	Jun 21, 2018
Instrument	11086
Transaction Type	Transfer
Record Updated	Jul 06, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	803 RUFF DR MONROE MI 481623526, MONROE, MI 48162-3526

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 15, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Frenchtown Township
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$172,700 (+20.18%)	$345,400 (+20.18%)
2025	$1,734.00 (-60.37%) Homeowner's exemption
2023	$4,376.00 Homeowner's exemption	$143,700	$287,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2000)
Most Recent Claim	Oct 2000 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000
Mercury Broadband Fixed Wireless	150 / 20

Based on FCC filings for 60 locations within half a mile of this property.

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