Monroe County property record for 795 Ruff Dr, Monroe, MI 48162 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,009 sqft · built 1959 |
| Lot Size | 0.49 acres (21,344 sqft) |
| Owner | Individual Name on File |
| Last Sale | $155,000 (Dec 2009) |
| Tax Bill | $842 (2025) |
| Deeds & Mortgages | Aug 2023 Line of Credit Mar 2021 Line of Credit + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-980-083-00 |
| Primary APN | 07-980-083-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,009 sqft Living Area |
| 1st Floor Area | 2,009 sqft |
| Basement Area | 582 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Ranch |
| Lot Area | 21,344 sqft (0.49 acres) |
| Lot Dimensions | 250 ft deep x 85 ft wide |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 795 RUFF DR |
|---|---|
| City | MONROE |
| State | MI |
| Zip | 48162-3581 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | F-83 SEC 25 T6S R8E WOODRUFF HEIGHTS NO 4 LOT 83 |
| Legal Range | 08E |
| Legal Township | 06S |
| Legal Section | 25 |
| Legal Subdivision | WOODRUFF HEIGHTS 4 |
| Legal Lot Number | 83 |
| Jurisdiction | MONROE MI |
| Township / Civil Division | FRENCHTOWN |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 831400 |
Source: Monroe County records · APN 07-980-083-00
Assessment roll updated August 15, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 795 RUFF DR, MONROE, MI 48162-3581 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 03, 2023 | Deed of Trust, Mortgage · Line of Credit CONSUMERS CU |
| Mar 03, 2021 | Deed of Trust, Mortgage · Line of Credit MONROE COUNTY COMMUNITY CU |
| Nov 27, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MONROE COUNTY COMMUNITY CU |
| Nov 04, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 06, 2020 | Deed of Trust, Mortgage · Line of Credit MONROE COUNTY COMMUNITY CU |
| Jan 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Aug 23, 2017 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 15, 2009 · Amount on Record |
| Deed Sale | Dec 15, 2009 · Amount on Record |
| Deed Document Number | 200922159 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 795 RUFF DR, MONROE, MI 48162-3581 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2023 |
| Name | Verified Name |
|---|---|
| Address | 795 RUFF DR, MONROE, MI 48162-3581 |
| Document Number | 0000011576 |
|---|---|
| Date | Aug 03, 2023 |
| Instrument | 2023R11576 |
| Name | CONSUMERS CU |
|---|---|
| Type | Credit Union |
| Address | KALAMAZOO, MI 49009 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 27, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 795 RUFF DR, MONROE, MI 48162-3581 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2021 |
| Name | Verified Name |
|---|---|
| Address | 796 RUFF DR, MONROE, MI 48162-3555 |
| Document Number | 2021R05799 |
|---|---|
| Date | Mar 03, 2021 |
| Instrument | 2021R05799 |
| Name | MONROE COUNTY COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | MONROE, MI 48162 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Feb 19, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 795 RUFF DR, MONROE, MI 48162-3581 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000020766 |
|---|---|
| Date | Nov 27, 2019 |
| Instrument | 2019R20766 |
| Name | MONROE COUNTY COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 12, 2039 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 795 RUFF DR, MONROE, MI 48162-3581 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 795 RUFF DR, MONROE, MI 48162-3581 |
| Document Number | 0000023630 |
|---|---|
| Date | Nov 04, 2020 |
| Instrument | 2020R23630 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 795 RUFF DR, MONROE, MI 48162-3581 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 795 RUFF DR, MONROE, MI 48162-3581 |
| Document Number | 0000020927 |
|---|---|
| Date | Oct 06, 2020 |
| Instrument | 2020R20927 |
| Name | MONROE COUNTY COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | MONROE, MI 48162 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Aug 31, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 795 RUFF DR, MONROE, MI 48162-3581 |
| Document Number | 0000002273 |
| Instrument Date | Jan 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2020 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 795 RUFF DR MONROE MI 481623581, MONROE, MI 48162-3581 |
| Document Number | 0000002273 |
|---|---|
| Date | Jan 30, 2020 |
| Instrument | 2273 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 29, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 795 RUFF DR, MONROE, MI 48162-3581 |
| Document Number | 0000017615 |
| Instrument Date | Aug 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 795 RUFF DR MONROE MI 481623581, MONROE, MI 48162-3581 |
| Document Number | 0000017615 |
|---|---|
| Date | Aug 29, 2017 |
| Instrument | 17615 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 28, 2047 |
Source: Monroe County records · Assessment roll updated August 15, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Monroe County |
| County Subdivision | Frenchtown Township |
| Unified School District | Monroe Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $158,100 (+33.19%) | $316,200 (+33.19%) | |
| 2025 | $842.00 (-61.32%) Homeowner's exemption | ||
| 2023 | $2,177.00 Homeowner's exemption | $118,700 | $237,400 |
Source: FEMA National Flood Hazard Layer, Monroe County (26115C), updated September 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 1% of the US · above 2% of Michigan |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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