782 Ruff Dr, Monroe, MI 48162 Property Records

Monroe County property record for 782 Ruff Dr, Monroe, MI 48162

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,295 sqft · built 1962
Lot Size	0.49 acres (21,344 sqft)
Owner	Individual Name on File
Last Sale	$227,400 (Apr 2022)
Tax Bill	$1,183 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-980-101-00`

Property Details

APN / Parcel Number

Primary APN	`07-980-101-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Building Area	1,295 sqft Living Area
1st Floor Area	1,295 sqft
Basement Area	1,295 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Ranch
Lot Area	21,344 sqft (0.49 acres)
Lot Dimensions	250 ft deep x 85 ft wide
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	782 RUFF DR
City	MONROE
State	MI
Zip	48162-3555
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A-RESIDE
Legal Description	F-101 SEC 25 T6S R8E WOODRUFF HEIGHTS SUBDIVISION NO 4 LOT 101
Legal Range	08E
Legal Township	06S
Legal Section	25
Legal Subdivision	HEIGHTS SUB
Legal Lot Number	101
Jurisdiction	MONROE MI
Township / Civil Division	FRENCHTOWN
Census Block Group	3
Census Block	3002
Census Tract	831400

Owner

Source: Monroe County assessment roll, as of August 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	782 RUFF DR, MONROE, MI 48162-3555
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 20, 2022 · Amount on Record
Deed Sale	Apr 20, 2022 · Amount on Record
Deed Document Number	20228817
Prior Transfer Date	Jul 17, 2009
Prior Transfer Doc	0000013704
Record Updated	Sep 20, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Apr 20, 2022
Property Address	782 RUFF DR, MONROE, MI 48162-3555
Document Number	0000008817
Map Reference	LB 11 PG 16
Instrument Date	Apr 8, 2022
Instrument	2022R08817
Transaction Type	Transfer
Record Updated	May 18, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,706.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1625, MONROE, MI 48161-6625

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	782 RUFF DR, MONROE, MI 48162-3555

Mortgage

Document Number	0000008818
Date	Apr 20, 2022
Instrument	2022R08818

Lender

Name	FIRST MERCHANTS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of August 15, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Frenchtown Township
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$125,200 (+34.33%)	$250,400 (+34.33%)
2025	$1,183.00 (-39.36%) Homeowner's exemption
2023	$1,951.00 Homeowner's exemption	$93,200	$186,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2000)
Most Recent Claim	Oct 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000
Mercury Broadband Fixed Wireless	150 / 20