802 Central Ave, Bradley Beach, NJ 07720 Property Records

Monmouth County and Bradley Beach Borough property record for 802 Central Ave, Bradley Beach, NJ 07720

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 776 sqft · built 1906
Lot Size	0.034 acres (1,498 sqft)
Owner	2 Individual Names on File
Last Sale	$650,000 (Jan 2026)
Tax Bill	$5,460 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2024 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`08-00027-0000-00024`

Property Details

APN / Parcel Number

Primary APN	`08-00027-0000-00024`
Alternative APNs	`080002700024` `1`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	776 sqft Living Area
1st Floor Area	776 sqft

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1906
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Hip
Roof Material	Other
Lot Area	1,498 sqft (0.034 acres)
Lot Dimensions	50 ft deep x 30 ft wide
Porch	Open Porch

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	1
Street Address	802 CENTRAL AVE
City	BRADLEY BEACH
State	NJ
Zip	07720-1440
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Subdivision	BRADLEY BEACH
Legal Block	27
Legal Lot Number	24
Jurisdiction	MONMOUTH NJ
Township / Civil Division	BRADLEY BEACH
Census Block Group	1
Census Block	1014
Census Tract	808202

Owner

802 Central Ave is owned and occupied by two individuals who bought it in January 2026.

Source: Monmouth County and Bradley Beach Borough records, as of October 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	802 CENTRAL AVE, BRADLEY BEACH, NJ 07720-1440
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage ADVISORS MORTGAGE GROUP LLC
Apr 30, 2024	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jan 23, 2026	Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Oct 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN NBRHD MTG ACCPTNC
Jan 13, 2017	Deed of Trust, Mortgage · FHA Mortgage AMERICAN NBRHD MTG ACCPTNC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 23, 2026 · Amount on File
Deed Sale	Jan 23, 2026 · Amount on File
Prior Sale	Dec 4, 2006 · Amount on File
Deed Document Number	20266817
Deed Book / Page	9776 / 3760
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	802 CENTRAL AVE, BRADLEY BEACH, NJ 07720-1440
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	SURETY TITLE AGENCY COASTAL RE, SURETY TTL AGCY COASTAL REGI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095009269
Date	Apr 13, 2021
Book Page	9500/9269
Instrument	2021059534

Lender

Name	ADVISORS MORTGAGE GROUP LLC
Type	Mortgage Company
Address	ASBURY PARK, NJ 07712

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	802 CENTRAL AVE, BRADLEY BEACH, NJ 07720-1440
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	802 CENTRAL AVE, BRADLEY BEACH, NJ 07720-1440

Mortgage

Document Number	0096862465
Date	Apr 30, 2024
Book Page	9686/2465
Instrument	2024028228

Lender

Name	US BANK NA
Type	Bank
Address	HOPKINS, MN 55343

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 25, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jan 23, 2026
Property Address	802 CENTRAL AVE, BRADLEY BEACH, NJ 07720-1440
Document Number	0097763760
Book / Page	9776 / 3760
Instrument Date	Jan 21, 2026
Instrument	2026006817
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	ACRES LAND TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,715.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	559 SARA DR, FREEHOLD, NJ 07728-3416

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	802 CENTRAL AVE, BRADLEY BEACH, NJ 07720-1440

Mortgage

Document Number	2026006818
Date	Jan 23, 2026
Instrument	2026006818

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	349 Months
Due	Feb 1, 2055

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	802 CENTRAL AVE, BRADLEY BEACH, NJ 07720-1440
Document Number	0000109471
Book / Page	009257 / 007517
Instrument Date	Oct 20, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	RMS TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	802 CENTRAL AVE BRADLEY BEACH NJ 077201440, BRADLEY BEACH, NJ 07720-1440

Mortgage

Document Number	0000109471
Date	Nov 6, 2017
Book Page	009257/007517
Instrument	109471

Lender

Name	AMERICAN NBRHD MTG ACCPTNC
Type	Mortgage Company
Address	MT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 5, 2047

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	802 CENTRAL AVE, BRADLEY BEACH, NJ 07720-1440
Document Number	0000011136
Book / Page	009210 / 005904
Instrument Date	Jan 13, 2017
Transaction Type	Mortgage
Record Updated	Mar 7, 2017
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	802 CENTRAL AVE BRADLEY BEACH NJ 077201440, BRADLEY BEACH, NJ 07720-1440

Mortgage

Document Number	0000011136
Date	Jan 30, 2017
Book Page	009210/005904
Instrument	11136

Lender

Name	AMERICAN NBRHD MTG ACCPTNC
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 29, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 802 Central Ave was $5,460, up 1.6% from the year before.

Source: Monmouth County and Bradley Beach Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Bradley Beach Borough
Unified School District	Bradley Beach Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$692,300 (+12.2%) Land $540,200 Building $152,100	$692,300 (+12.2%) Land $540,200 Building $152,100
2025	$5,460.00 (+1.56%)	$617,000 Land $452,700 Building $164,300	$617,000 Land $452,700 Building $164,300
2024	$5,376.00
2023		$576,300 Land $433,200 Building $143,100	$576,300 Land $433,200 Building $143,100
2022	$5,147.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 802 Central Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 52 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	62 units insured incl. 10 condo units
Nearby Flood Claims	6 (2012–2024)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Jan 2024 · other causes
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 802 Central Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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