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705 Central Ave, Bradley Beach, NJ 07720 Property Records

Monmouth County and Bradley Beach Borough property record for 705 Central Ave, Bradley Beach, NJ 07720

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,604 sqft · built 1919
Lot Size0.057 acres (2,500 sqft)
Owner2 Individual Names on File
Last Sale$875,000 (Feb 2025)
Tax Bill$7,511 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Sep 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN08-00036-0000-00013

Property Details

APN / Parcel Number

Primary APN08-00036-0000-00013
Alternative APNs
  • 080003600013
  • 11

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,604 sqft Living Area
1st Floor Area852 sqft
Upper Floors Area752 sqft
Basement Area560 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1919
Effective Year BuiltEffective 1919
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Roof TypeGable
Roof MaterialOther
Lot Area2,500 sqft (0.057 acres)
Lot Dimensions50 ft deep x 50 ft wide
PorchEnclosed Porch
Patio Area224 sqft

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account Number11
Street Address705 CENTRAL AVE
CityBRADLEY BEACH
StateNJ
Zip07720-1326
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF05
Legal SubdivisionBRADLEY BEACH
Legal Block36
Legal Lot Number13
JurisdictionMONMOUTH NJ
Township / Civil DivisionBRADLEY BEACH
Census Block Group1
Census Block1025
Census Tract808201

Owner

705 Central Ave is owned by two individuals who bought it in February 2025.

Source: Monmouth County and Bradley Beach Borough records, as of July 9, 2026

Owner of Record2 Individual Names on File
Mailing Address735 CROWN ST, B, BROOKLYN, NY 11213-5424
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 25, 2026Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Sep 16, 2020Grant Deed, Transfer · Conventional with PMI
NORTHPOINTE BK
Aug 18, 2017Loan Modification, Mortgage · Conventional Mortgage
CALIBER HM LOANS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 7, 2025 · Amount on File
Deed SaleFeb 7, 2025 · Amount on File
Prior SaleDec 15, 2014 · Amount on File
Deed Document Number202510917
Deed Book / Page9725 / 129
Record UpdatedOct 29, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address705 CENTRAL AVE, BRADLEY BEACH, NJ 07720-1326
Transaction TypeMortgage
Record UpdatedMar 16, 2026
Title CompanyLENDERS TITLE AGENCY, LEADERS TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address705 CENTRAL AVE, BRADLEY BEACH, NJ 07720-1326

Mortgage

Document Number0097812603
DateFeb 25, 2026
Book Page9781/2603
Instrument2026016056
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2056

September 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONMOUTH NJ
Recording DateSep 16, 2020
Property Address705 CENTRAL AVE, BRADLEY BEACH, NJ 07720-1326
Document Number0000105359
Book / Page009441 / 005289
Instrument DateSep 1, 2020
Instrument105359
Transaction TypeTransfer
Record UpdatedOct 26, 2020
Title CompanySUBURBAN TITLE EXAMINERS INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$570.00
Amount AccuracyConfirmed
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address315 WARRENVILLE RD GREEN BROOK NJ 088121908, GREEN BROOK, NJ 08812-1908

Mortgage

Document Number105360
DateSep 16, 2020
Book Page009441/005317
Instrument105360
Lender
NameNORTHPOINTE BK
TypeBank
AddressGRAND RAPIDS, MI 49546
Agreement
TypeConventional with PMI
AmountAmount on Record
Term180 Months
DueSep 15, 2035

August 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMONMOUTH NJ
Property Address705 CENTRAL AVE, BRADLEY BEACH, NJ 07720-1326
Document Number0000099755
Book / Page009253 / 001497
Instrument DateAug 18, 2017
Transaction TypeMortgage
Record UpdatedNov 16, 2017
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address705 CENTRAL AVE BRADLEY BEACH NJ 077201326, BRADLEY BEACH, NJ 07720-1326

Mortgage

Document Number0000099755
DateOct 12, 2017
Book Page009253/001497
Instrument99755
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressOKLAHOMA, OK 73134
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 11, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 705 Central Ave was $7,511, up 8.8% from the year before.

Source: Monmouth County and Bradley Beach Borough assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
MunicipalityBradley Beach Borough
Unified School DistrictBradley Beach Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$935,700 (+10.25%) Land $556,600 Building $379,100$935,700 (+10.25%) Land $556,600 Building $379,100
2025$7,511.00 (+8.84%)$848,700 Land $463,700 Building $385,000$848,700 Land $463,700 Building $385,000
2024$6,901.00
2023$728,100 Land $440,100 Building $288,000$728,100 Land $440,100 Building $288,000
2022$6,807.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 705 Central Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 28 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies28 in force
Nearby Flood Claims2 (2008–2012)
Claims Outside the SFHA2 of 2
Most Recent ClaimOct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 705 Central Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - COASTAL NORTH
private · serves 377,613 people · EPA ID NJ1345001
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Sep 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,292 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
AT&T
Fixed Wireless		100 / 20

May also be available: Xfinity.

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