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706 Central Ave, Bradley Beach, NJ 07720 Property Records

Monmouth County and Bradley Beach Borough property record for 706 Central Ave, Bradley Beach, NJ 07720

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 2,561 sqft · built 2016
Lot Size0.06 acres (2,601 sqft)
Owner2 Individual Names on Record
Last Sale$295,000 (Nov 2015)
Tax Bill$10,995 (2025)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN08-00037-0000-00045

Property Details

APN / Parcel Number

Primary APN08-00037-0000-00045
Alternative APNs
  • 080003700045
  • 12

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,561 sqft Living Area
1st Floor Area964 sqft
Upper Floors Area1,175 sqft
Basement Area964 sqft

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Roof TypeGable
Roof MaterialOther
Lot Area2,601 sqft (0.06 acres)
Lot Dimensions50 ft deep x 52 ft wide
Garage TypeAttached
Garage Area156 sqft
PorchOpen Porch
Deck Area360 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number12
Street Address706 CENTRAL AVE
CityBRADLEY BEACH
StateNJ
Zip07720-1327
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal Block37
Legal Lot Number45
JurisdictionMONMOUTH NJ
Township / Civil DivisionBRADLEY BEACH
Census Block Group1
Census Block1015
Census Tract808202

Owner

Source: Monmouth County and Bradley Beach Borough records, as of July 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address706 CENTRAL AVE, BRADLEY BEACH, NJ 07720-1327
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 19, 2015 · Amount on Record
Deed SaleNov 19, 2015 · Amount on Record
Prior SaleNov 19, 2015 · Amount on Record
Deed Document Number2015107801
Deed Book / Page9141 / 3388
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address706 CENTRAL AVE, BRADLEY BEACH, NJ 07720-1327
Document Number0000134215
Instrument DateOct 14, 2020
Transaction TypeMortgage
Record UpdatedNov 26, 2020
Title CompanyWESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address706 CENTRAL AVE BRADLEY BEACH NJ 077201327, BRADLEY BEACH, NJ 07720-1327

Mortgage

Document Number0000134215
DateNov 12, 2020
Instrument134215
Lender
NameBETTER MTG CORP ISAOA
AddressNEW YORK, NY 10271
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueNov 11, 2040

Tax Assessment & Valuation

Source: Monmouth County and Bradley Beach Borough assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
MunicipalityBradley Beach Borough
Unified School DistrictBradley Beach Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,319,500 (+6.21%) Land $576,600 Building $742,900$1,319,500 (+6.21%) Land $576,600 Building $742,900
2025$10,995.00 (+1.22%)$1,242,400 (+12.24%) Land $480,100 Building $762,300$1,242,400 (+12.24%) Land $480,100 Building $762,300
2024$10,862.00 (+10.27%)
2023$1,106,900 Land $455,300 Building $651,600$1,106,900 Land $455,300 Building $651,600
2022$9,850.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 52 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies62 units insured
incl. 10 condo units
Nearby Flood Claims6 (2012–2024)
Claims Outside the SFHA6 of 6
Most Recent ClaimJan 2024 · other causes
Claims by Event
  • Hurricane Sandy, Oct 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - COASTAL NORTH
private · serves 377,613 people · EPA ID NJ1345001
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Sep 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,292 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
AT&T
Fixed Wireless		100 / 20

May also be available: Xfinity.

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