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905 Central Ave, Bradley Beach, NJ 07720 Property Records

Monmouth County and Bradley Beach Borough property record for 905 Central Ave, Bradley Beach, NJ 07720

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,332 sqft · built 2023
Lot Size0.057 acres (2,500 sqft)
Owner2 Individual Names on File
Last Sale$500,000 (Dec 2021)
Tax Bill$10,409 (2025)
Deeds & MortgagesDec 2022 Mortgage
Dec 2021 Sale
Flood ZoneZone X (minimal risk)
APN08-00023-0000-00014

Property Details

APN / Parcel Number

Primary APN08-00023-0000-00014
Alternative APNs
  • 080002300014
  • 25.A

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area2,332 sqft Living Area
1st Floor Area504 sqft
Upper Floors Area504 sqft
Basement Area140 sqft

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialOther
Lot Area2,500 sqft (0.057 acres)
Lot Dimensions100 ft deep x 25 ft wide
PorchOpen Porch
Deck Area384 sqft

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account Number25.A
Street Address905 CENTRAL AVE
CityBRADLEY BEACH
StateNJ
Zip07720-1404
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF05
Legal Block23
Legal Lot Number14
JurisdictionMONMOUTH NJ
Township / Civil DivisionBRADLEY BEACH
Census Block Group1
Census Block1017
Census Tract808201

Owner

905 Central Ave is owned by two individuals who bought it in December 2021.

Source: Monmouth County and Bradley Beach Borough records, as of July 9, 2026

Owner of Record2 Individual Names on File
Mailing Address22 HIGHLAND AVE, CHATHAM, NJ 07928-2916
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 14, 2022Deed of Trust, Mortgage · Conventional Mortgage
OCEANFIRST BANK
Dec 2, 2021Bargain and Sale Deed, Transfer
CORTES AND HAY TITLE AGENCY INC, CORTES AND HAY TTL AGCY INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 2, 2021 · Amount on File
Deed SaleDec 2, 2021 · Amount on File
Deed Document Number2021172724
Deed Book / Page9562 / 96
Record UpdatedSep 20, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address905 CENTRAL AVE, BRADLEY BEACH, NJ 07720-1404
Transaction TypeMortgage
Record UpdatedApr 12, 2024
Title CompanyCOASTLINE TITLE AGENCY INC, COASTLINE TITLE AT SHORE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address905 CENTRAL AVE, BRADLEY BEACH, NJ 07720-1404

Mortgage

Document Number0096276239
DateDec 14, 2022
Book Page9627/6239
Instrument2022119121
Lender
NameOCEANFIRST BANK
TypeBank
AddressTOMS RIVER, NJ 08753
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2053

December 2021: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionMONMOUTH NJ
Recording DateDec 2, 2021
Property Address905 CENTRAL AVE, BRADLEY BEACH, NJ 07720-1404
Document Number0095620096
Book / Page9562 / 96
Instrument DateNov 18, 2021
Instrument2021172724
Transaction TypeTransfer
Record UpdatedApr 12, 2024
Title CompanyCORTES AND HAY TITLE AGENCY INC, CORTES AND HAY TTL AGCY INC

Transaction

AmountAmount on Record
Tax$4,175.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address33 BROOM DR, FLORHAM PARK, NJ 07932-1071

Transferred To (Grantee/Buyer)

NameVerified Name
Address905 CENTRAL AVE, BRADLEY BEACH, NJ 07720-1404

Tax Assessment & Valuation

The 2025 property tax bill for 905 Central Ave was $10,409, up 1.8% from the year before.

Source: Monmouth County and Bradley Beach Borough assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
MunicipalityBradley Beach Borough
Unified School DistrictBradley Beach Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,263,600 (+7.43%) Land $648,500 Building $615,100$1,263,600 (+7.43%) Land $648,500 Building $615,100
2025$10,409.00 (+1.83%)$1,176,200 Land $551,400 Building $624,800$1,176,200 Land $551,400 Building $624,800
2024$10,222.00
2023$519,000 Land $519,000$519,000 Land $519,000
2022$6,090.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 905 Central Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 28 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies28 in force
Nearby Flood Claims2 (2008–2012)
Claims Outside the SFHA2 of 2
Most Recent ClaimOct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 905 Central Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - COASTAL NORTH
private · serves 377,613 people · EPA ID NJ1345001
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Sep 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,292 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
AT&T
Fixed Wireless		100 / 20

May also be available: Xfinity.

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