802 Baltimore St, Waterloo, IA 50702 Property Records

Black Hawk County property record for 802 Baltimore St, Waterloo, IA 50702

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,236 sqft · built 1927
Lot Size	0.174 acres (7,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$87,000 (Jul 2005)
Tax Bill	$2,774 (2025)
Deeds & Mortgages	Jul 2018 Line of Credit Mar 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`8913-35-127-002`

Property Details

APN / Parcel Number

Primary APN	`8913-35-127-002`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,236 sqft Living Area
1st Floor Area	1,236 sqft
Basement Area	1,236 sqft
Finished Basement	250 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,560 sqft (0.174 acres)
Lot Dimensions	140 ft deep x 54 ft wide
Garage Type	Detached
Garage Area	564 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	144 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	802 BALTIMORE ST
City	WATERLOO
State	IA
Zip	50702-3034
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAYS ADDITION LOT 1 BLK 1
Legal Range	13W
Legal Township	89N
Legal Section	35
Legal Subdivision	FAYS ADDITION
Legal Block	1
Legal Lot Number	1
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1002
Census Tract	1100

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	802 BALTIMORE ST, WATERLOO, IA 50702-3034
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA
Mar 27, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2005 · Amount on Record
Deed Sale	Jul 12, 2005 · Amount on Record
Deed Document Number	20052006001082
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	802 BALTIMORE ST, WATERLOO, IA 50702-3034
Transaction Type	Mortgage
Record Updated	Aug 1, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900000407
Date	Jul 10, 2018
Instrument	201900000407

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	354 Months
Due	Jan 1, 2048

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	802 BALTIMORE ST, WATERLOO, IA 50702-3034
Transaction Type	Mortgage
Record Updated	May 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800015671
Date	Mar 27, 2018
Instrument	201800015671

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	238 Months
Due	Jan 1, 2038

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,774.00 (+2.29%) Homeowner's exemption	$146,830 (+8.58%) Land $17,550 Building $129,280	$146,830 (+8.58%) Land $17,550 Building $129,280
2024	$2,712.00 (+24.86%)
2023		$135,230 (+25.49%) Land $17,550 Building $117,680	$135,230 (+25.49%) Land $17,550 Building $117,680
2022	$2,172.00 Homeowner's exemption	$107,760 Land $17,550 Building $90,210
2021			$107,760 Land $17,550 Building $90,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2010 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 734 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: GigFire, Nextlink, T-Mobile, Verizon.

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