803 Baltimore St, Waterloo, IA 50702 Property Records

Black Hawk County property record for 803 Baltimore St, Waterloo, IA 50702

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,011 sqft · built 1920
Lot Size	0.168 acres (7,336 sqft)
Owner	Individual Name on File
Last Sale	$135,000 (Jul 2024)
Tax Bill	$2,748 (2025)
Deeds & Mortgages	Dec 2024 Foreclosure Jul 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`8913-35-128-001`

Property Details

APN / Parcel Number

Primary APN	`8913-35-128-001`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,011 sqft Living Area
1st Floor Area	955 sqft
Basement Area	955 sqft
Unfinished Basement	955 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,336 sqft (0.168 acres)
Lot Dimensions	131 ft deep x 56 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	257 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	803 BALTIMORE ST
City	WATERLOO
State	IA
Zip	50702-3033
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BALTIMORE ADDITION LOT 10 BLK 1
Legal Range	13W
Legal Township	89N
Legal Section	35
Legal Subdivision	BALTIMORE ADDITION
Legal Block	1
Legal Lot Number	10
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1001
Census Tract	1100

Owner

803 Baltimore St is owned and occupied by an individual who bought it in July 2024.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	803 BALTIMORE ST, WATERLOO, IA 50702-3033
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2024	Legal Action/Court Order, Foreclosure
Jul 28, 2023	Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU
Dec 3, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LINCOLN SAVINGS BANK
Dec 7, 2020	Special Warranty Deed, Transfer TITLE SERVICES GROUP, TITLE SERVICES CORP
Aug 31, 2020	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2024 · Amount on File
Deed Sale	Jul 28, 2024 · Amount on File
Prior Sale	Jul 28, 2023 · Amount on File
Deed Document Number	20241304
Record Updated	Oct 29, 2026

December 2024: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	BLACK HAWK IA
Recording Date	Dec 18, 2024
Property Address	803 BALTIMORE ST, WATERLOO, IA 50702-3033
Document Number	0202425055
Instrument Date	Nov 14, 2024
Instrument	2024-25055
Transaction Type	Foreclosure
Record Updated	Oct 17, 2025

Transaction

Amount	Amount on Record
Tax	$50.40
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	803 BALTIMORE ST, WATERLOO, IA 50702-3033

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jul 28, 2023
Property Address	803 BALTIMORE ST, WATERLOO, IA 50702-3033
Document Number	202400001304
Instrument Date	Jul 28, 2023
Instrument	202400001304
Transaction Type	Transfer
Record Updated	Aug 15, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$215.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1020, WATERLOO, IA 50704-1020

Mortgage

Document Number	202400001305
Date	Jul 28, 2023
Instrument	202400001305

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7%
Type Change Date	Aug 1, 2033
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	9%
Index	1-Year T-Bill
Max Rate	13%

Mortgage

Document Number	202400001306
Date	Jul 28, 2023
Instrument	202400001306

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	50710

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Aug 1, 2033

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	803 BALTIMORE ST, WATERLOO, IA 50702-3033
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200011809
Date	Dec 3, 2021
Instrument	202200011809

Lender

Name	LINCOLN SAVINGS BANK
Type	Bank
Address	WATERLOO, IA 50701

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 3, 2041

December 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Dec 7, 2020
Property Address	803 BALTIMORE ST, WATERLOO, IA 50702-3033
Document Number	202100012124
Instrument Date	Dec 4, 2020
Instrument	202100012124
Transaction Type	Transfer
Record Updated	Aug 9, 2022
Title Company	TITLE SERVICES GROUP, TITLE SERVICES CORP

Transaction

Amount	Amount on Record
Tax	$92.80
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	803 BALTIMORE ST, WATERLOO, IA 50702-3033

August 2020: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Aug 31, 2020
Property Address	803 BALTIMORE ST, WATERLOO, IA 50702-3033
Document Number	202100004601
Instrument Date	Aug 19, 2020
Instrument	202100004601
Transaction Type	Foreclosure
Record Updated	Aug 9, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1827 ANSBOROUGH AVE, WATERLOO, IA 50701-3629

Tax Assessment & Valuation

The 2025 property tax bill for 803 Baltimore St was $2,748, up 0.7% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,748.00 (+0.73%)	$134,640 Land $17,840 Building $116,800	$134,640 Land $17,840 Building $116,800
2024	$2,728.00
2023		$125,780 (+24.67%) Land $17,840 Building $107,940	$125,780 Land $17,840 Building $107,940
2022	$2,216.00	$100,890 Land $17,840 Building $83,050
2021			$100,890 Land $17,840 Building $83,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 803 Baltimore St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2010 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 803 Baltimore St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 734 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: GigFire, Nextlink, T-Mobile, Verizon.

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