727 Baltimore St, Waterloo, IA 50702 Property Records

Black Hawk County property record for 727 Baltimore St, Waterloo, IA 50702

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,348 sqft · built 1913
Lot Size	0.15 acres (6,550 sqft)
Owner	Individual Name on File
Tax Bill	$1,764 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`8913-26-385-011`

Property Details

APN / Parcel Number

Primary APN	`8913-26-385-011`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,348 sqft Living Area
1st Floor Area	624 sqft
Basement Area	724 sqft
Finished Basement	200 sqft
Unfinished Basement	724 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1913
Architectural Style	Duplex Single
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	6,550 sqft (0.15 acres)
Lot Dimensions	131 ft deep x 50 ft wide
Garage Type	Mixed
Garage Area	280 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	160 sqft
Deck Area	168 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	727 BALTIMORE ST
City	WATERLOO
State	IA
Zip	50702-3009
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HITCHCOCK & FUESS ADDITION LOT 11 BLK 2
Legal Range	13W
Legal Township	89N
Legal Section	26
Legal Subdivision	HITCHCOCK & FUESS ADDITION
Legal Block	2
Legal Lot Number	11
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1027
Census Tract	200

Owner

727 Baltimore St is owned and occupied by an individual who acquired it in January 2009.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	727 BALTIMORE ST, WATERLOO, IA 50702-3009
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2021	Deed of Trust, Mortgage · Second Mortgage (Down Payment) COMMUNITY DEVELOPMENT BOARD
Apr 15, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2008
Deed Sale	Dec 15, 2008
Deed Document Number	20082009011264
Last Transfer Date	Jan 2, 2009
Transfer Doc	20090012533
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	727 BALTIMORE ST, WATERLOO, IA 50702-3009
Transaction Type	Mortgage
Record Updated	Jul 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100020189
Date	Mar 29, 2021
Instrument	202100020189

Lender

Name	COMMUNITY DEVELOPMENT BOARD
Type	Government Agency
Address	WATERLOO, IA 50702

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Apr 15, 2019
Property Address	727 BALTIMORE ST, WATERLOO, IA 50702-3009
Document Number	201900015219
Instrument Date	Apr 12, 2019
Instrument	201900015219
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	727 BALTIMORE ST, WATERLOO, IA 50702-3009

Tax Assessment & Valuation

The 2025 property tax bill for 727 Baltimore St was $1,764 with a homeowner's exemption, down 12.7% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,764.00 (-12.72%) Homeowner's exemption	$97,290 Land $11,030 Building $86,260	$97,290 Land $11,030 Building $86,260
2024	$2,021.00
2023		$86,800 (+15.53%) Land $11,030 Building $75,770	$86,800 Land $11,030 Building $75,770
2022	$1,456.00 Homeowner's exemption	$75,130 Land $11,030 Building $64,100
2021			$75,130 Land $11,030 Building $64,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 727 Baltimore St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1980)
Most Recent Claim	Jul 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 727 Baltimore St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 734 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: GigFire, Nextlink, T-Mobile, Verizon.

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