809 Baltimore St, Waterloo, IA 50702 Property Records

Black Hawk County property record for 809 Baltimore St, Waterloo, IA 50702 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 1909
Square Footage	1,763 sqft Living Area
Lot Size	7,074 sqft (0.162 acres)
Occupancy	Owner Occupied
Last Sale	$72,000 (2011)
Tax Bill	$2,652.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`8913-35-128-012`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,763 sqft Living Area
1st Floor	728 sqft 1st Floor
Basement Area	728 sqft Basement
Game Room	Game Room
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Plaster Interior Structure

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1909
Exterior Material	Asbestos Exterior
Construction Type	Frame Construction
Roof Construction	Gambrel Roof Construction
Roof Material	Asphalt Roof
Lot Area	7,074 sqft (0.162 acres)
Depth X Width	131 ft x 54 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	576 sqft Garage
Porch	1 Porch
Porch Area	260 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	809 BALTIMORE ST
City	WATERLOO
State	IA
Zip	50702-3033
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	BALTIMORE ADDITION LOT 9 BLK 1
Legal Range	13W
Legal Township	89N
Legal Section	35
Legal Subdivision	BALTIMORE ADDITION
Legal Block	1
Legal Lot Number	9
Jurisdiction	BLACK HAWK IA
Minor Civil Division	WATERLOO
Census Blockgroup	1
Census Block	1001
Census Tract	1100

Owner

Source: Black Hawk County records · APN 8913-35-128-012

Assessment roll updated October 17, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	809 BALTIMORE ST, WATERLOO, IA 50702-3033
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 28, 2011 · Amount on Record
Deed Sale	Jun 28, 2011 · Amount on Record
Deed Doc Number	201124305
Record Refreshed	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	809 BALTIMORE ST, WATERLOO, IA 50702-3033
Transaction Type	Mortgage
Record Updated	Dec 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200011861
Date	Dec 06, 2021
Instrument	202200011861

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2051

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,652.00 Homeowner's exemption	$143,740 (+8.5%) Land $17,200 Building $126,540	$143,740 (+8.5%) Land $17,200 Building $126,540
2024	$2,652.00 (+82.64%)
2023		$132,480 (+76.57%) Land $17,200 Building $115,280	$132,480 (+76.57%) Land $17,200 Building $115,280
2022	$1,452.00 Homeowner's exemption	$75,030 Land $13,230 Building $61,800
2021			$75,030 Land $13,230 Building $61,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.