719 E Jefferson Ave, Effingham, IL 62401 Property Records

Effingham County property record for 719 E Jefferson Ave, Effingham, IL 62401

Property Summary

Property Type	Single Family Home
Details	1 bd · 1.5 ba · 1,064 sqft · built 1930
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on Record
Last Sale	$570,000 (May 2026)
Tax Bill	$2,592 (2024)
Deeds & Mortgages	Dec 2011 Mortgage May 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`03-16-031-057`

Property Details

APN / Parcel Number

Primary APN	`03-16-031-057`

Interior

Bedrooms	1 Bed
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,064 sqft Base Area
1st Floor Area	1,064 sqft
Basement Area	1,064 sqft
Unfinished Basement	1,064 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	12,632 sqft (0.29 acres)
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	719 E JEFFERSON AVE
City	EFFINGHAM
State	IL
Zip	62401-3408
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 49.5FT BLK 28 SURVEYOR'S ADD A 3844/303 3015/323 2765/54 2142/329 1510/177 920/254
Legal Subdivision	SURVEYOR'S ADDITION
Legal Block	28
Jurisdiction	EFFINGHAM IL
Township / Civil Division	DOUGLAS
Census Block Group	2
Census Block	2028
Census Tract	950600

Owner

Source: Effingham County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	719 E JEFFERSON AVE, EFFINGHAM, IL 62401-3408
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2011	Deed of Trust, Mortgage · Conventional Mortgage CROSSROADS BANK
May 14, 2026	Warranty Deed, Transfer · Conventional Mortgage NONE LISTED ON DOCUMENT
Mar 14, 2023	Warranty Deed, Transfer · Line of Credit TEUTOPOLIS STATE BANK
Feb 24, 2014	Warranty Deed, Transfer · Conventional Mortgage MIDLAND STATES BANK
Jun 27, 2005	Warranty Deed, Transfer · Conventional Mortgage CROSSROADS BANK MAIN BRANCH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2026 · Amount on Record
Deed Sale	May 14, 2026 · Amount on Record
Prior Sale	Mar 14, 2023 · Amount on Record
Deed Document Number	20261742
Prior Transfer Date	Sep 13, 2011
Prior Transfer Doc	2765/054
Record Updated	Sep 20, 2026

December 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	719 E JEFFERSON AVE, EFFINGHAM, IL 62401-3408
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002787/125
Date	Dec 7, 2011
Book Page	2787/125
Instrument	201101106016

Lender

Name	CROSSROADS BANK
Address	EFFINGHAM, IL 62401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2032

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	May 14, 2026
Property Address	719 E JEFFERSON AVE, EFFINGHAM, IL 62401-3408
Document Number	0000001742
Instrument Date	May 14, 2026
Instrument	20261742
Transaction Type	Transfer
Record Updated	May 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$28,785.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	719 E JEFFERSON AVE, EFFINGHAM, IL 62401-3408

Mortgage

Document Number	0000001743,
Date	May 14, 2026
Instrument	20261743

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.13%
Initial Type	Fixed Rate
Max Rate	-1%

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Mar 14, 2023
Property Address	719 E JEFFERSON AVE, EFFINGHAM, IL 62401-3408
Document Number	003844/303
Book / Page	3844 / 303
Map Reference	DD 5 PG 232
Instrument Date	Mar 10, 2023
Instrument	202323000809
Transaction Type	Transfer
Record Updated	Apr 28, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$138.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9885 E BLOOMFIELD HILLS DR, EFFINGHAM, IL 62401-4460

Mortgage

Document Number	202323000810
Date	Mar 14, 2023
Instrument	202323000810

Lender

Name	TEUTOPOLIS STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Mar 15, 2028

February 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Feb 24, 2014
Property Address	719 E JEFFERSON AVE, EFFINGHAM, IL 62401-3408
Document Number	3015/323
Book / Page	3015 / 323
Map Reference	DD5 PG232
Instrument Date	Feb 21, 2014
Instrument	201401400690
Transaction Type	Transfer
Record Updated	Aug 5, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$157.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	719 E JEFFERSON AVE, EFFINGHAM, IL 62401-3408

Mortgage

Document Number	003015/325
Date	Feb 24, 2014
Book Page	3015/325
Instrument	201401400691

Lender

Name	MIDLAND STATES BANK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2044

Interest

Rate Type	Fixed Rate
Rate	4.5%

June 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Jun 27, 2005
Property Address	719 E JEFFERSON AVE, EFFINGHAM, IL 62401-3408
Document Number	2142/329
Book / Page	2142 / 329
Instrument Date	Jun 23, 2005
Instrument	0503411
Transaction Type	Transfer
Record Updated	Aug 5, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$139.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	719 E JEFFERSON AVE, 719, EFFINGHAM, IL 62401-3408

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	719 E JEFFERSON AVE, EFFINGHAM, IL 62401-3408

Mortgage

Document Number	002142/331
Date	Jun 27, 2005
Book Page	2142/331
Instrument	0503412

Lender

Name	CROSSROADS BANK MAIN BRANCH
Address	EFFINGHAM, IL 62401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2035

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Douglas Township
Municipality	Effingham City
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,592.00 (+52.11%)	$38,380 (+19.9%) Land $10,150 Building $28,230	$115,140 (+19.9%) Land $30,450 Building $84,690
2022	$1,704.00 Homeowner's exemption	$32,010 Land $8,470 Building $23,540	$96,030 Land $25,410 Building $70,620

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EFFINGHAM serves 12,252 people · EPA ID IL0490250
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Fidium Fiber DSL	500 / 75
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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