Placer County property record for 8005 Ramsgate Dr, Granite Bay, CA 95746
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,794 sqft · built 1990 |
| Lot Size | 0.458 acres (19,951 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $787,000 (May 2005) |
| Tax Bill | $11,728 (2025) |
| Deeds & Mortgages | Jul 2021 Line of Credit May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 460-150-001-000 |
| Primary APN | 460-150-001-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,794 sqft Living Area |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Contemporary |
| Construction Type | Frame |
| Lot Area | 19,951 sqft (0.458 acres) |
| Garage Area | 1,937 sqft |
| Parking Spaces | 7 Parking Spaces |
| Pool Type | In-Ground Pool |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 460-150-001 |
|---|---|
| Street Address | 8005 RAMSGATE DR |
| City | GRANITE BAY |
| State | CA |
| Zip | 95746-6134 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSB20 |
| Legal Description | L 95 GROSVENOR DOWNS UNIT 3 |
| Legal Subdivision | GROSVENOR DOWNS UNIT NO. 3 |
| Legal Lot Number | 95 |
| Jurisdiction | PLACER CA |
| Township / Civil Division | ROCKLIN |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 20604 |
Source: Placer County records · APN 460-150-001-000
Assessment roll updated July 13, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8005 RAMSGATE DR, GRANITE BAY, CA 95746-6134 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 16, 2021 | Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA |
| May 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA |
| Apr 18, 2018 | Deed of Trust, Mortgage · ARM MUFG UNION BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 17, 2005 · Amount on Record |
| Deed Sale | May 17, 2005 · Amount on Record |
| Deed Document Number | 200562714 |
| Prior Transfer Date | Mar 18, 2002 |
| Prior Transfer Doc | 0000033829 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PLACER CA |
| Property Address | 8005 RAMSGATE DR, GRANITE BAY, CA 95746-6134 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 8005 RAMSGATE DR, GRANITE BAY, CA 95746-6134 |
| Document Number | 0000090924 |
|---|---|
| Date | Jul 16, 2021 |
| Instrument | 2021-0090924 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92121 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 15, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PLACER CA |
| Property Address | 8005 RAMSGATE DR, GRANITE BAY, CA 95746-6134 |
| Transaction Type | Mortgage |
| Record Updated | Jun 04, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 8005 RAMSGATE DR, GRANITE BAY, CA 95746-6134 |
| Document Number | 0000069022 |
|---|---|
| Date | May 24, 2021 |
| Instrument | 2021-0069022 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92121 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PLACER CA |
| Property Address | 8005 RAMSGATE DR, GRANITE BAY, CA 95746-6134 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000026729 |
|---|---|
| Date | Apr 18, 2018 |
| Instrument | 2018-0026729 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92121 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Type Change Date | May 01, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 6.25% |
| Index | 1-Year LIBOR |
| Max Rate | 10.2% |
Source: Placer County records · Assessment roll updated July 13, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Placer County |
| Elementary School District | Eureka Union Elementary School District (KG - 08) |
| Secondary School District | Roseville Joint Union High School District (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,076,152 (+2%) Land $375,131 Building $701,021 | |
| 2025 | $11,728.00 (+3.31%) Homeowner's exemption | $1,055,052 (+4.04%) Land $367,776 Building $687,276 |
| 2023 | $11,352.00 (-0.34%) Homeowner's exemption | $1,014,085 Land $353,496 Building $660,589 |
| 2022 | $11,391.00 |
Source: FEMA National Flood Hazard Layer as of May 17, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (2000–2012) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Dec 2012 · rainfall accumulation |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Radiate Holdings Cable · Fiber in parts of the area | 1,500 / 50 |
| Consolidated Communications DSL | 300 / 70 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
Based on FCC filings for 395 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SAN JUAN WATER DISTRICT serves 29,738 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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