Rowan County property record for 707 5th St, Spencer, NC 28159 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 2006 |
| Square Footage | 1,120 sqft Living Area |
| Lot Size | 10,890 sqft (0.25 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $225,000 (2026) |
| Tax Bill | $1,508.00 (2025) |
| Primary APN | 033 134 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,120 sqft Living Area |
| 1st Floor | 1,120 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 10,890 sqft (0.25 acres) |
| Depth X Width | 145 ft x 75 ft Depth x Width |
| Porch | 1 Porch |
| Porch Area | 124 sqft Porch |
| Storage Building | 196 sqft Storage Building |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Street Address | 707 5TH ST |
|---|---|
| City | SPENCER |
| State | NC |
| Zip | 28159-1519 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PT3 & L4 BLK 35 ELIZABETH B. HENDERSON & MARY E. VANDERFORD |
| Legal Subdivision | HENDERSON AND VANDERFORD PROPERTY |
| Legal Block | 35 |
| Jurisdiction | ROWAN NC |
| Minor Civil Division | SALISBURY |
| Census Blockgroup | 3 |
| Census Block | 3015 |
| Census Tract | 50700 |
Source: Rowan County records · APN 033 134
Assessment roll updated August 8, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 707 5TH ST, SPENCER, NC 28159-1519 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 06, 2026 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage MOVEMENT MORTGAGE |
| Apr 06, 2026 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage MOVEMENT MORTGAGE |
| Apr 06, 2026 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage MOVEMENT MORTGAGE |
| Dec 19, 2025 | Special Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 06, 2026 · Amount on Record |
| Deed Sale | Apr 06, 2026 · Amount on Record |
| Prior Sale | May 26, 2016 · Amount on Record |
| Deed Book / Page | 1480 / 570 |
| Prior Transfer Date | Dec 18, 2025 |
| Prior Transfer Doc | 0014740709 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Apr 06, 2026 |
| Property Address | 707 5TH ST, SPENCER, NC 28159-1519 |
| Document Number | 0014800570 |
| Book / Page | 1480 / 570 |
| Instrument Date | Apr 01, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jun 03, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $45,450.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 707 5TH ST, SPENCER, NC 28159-1519 |
| Document Number | 1480000571, |
|---|---|
| Date | Apr 06, 2026 |
| Book Page | 1480/571 |
| Name | MOVEMENT MORTGAGE |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Number | 1480000572, |
|---|---|
| Date | Apr 06, 2026 |
| Book Page | 1480/572 |
| Name | NORTH CAROLINA HOUSING FINANCE AGENCY |
|---|
| Amount | Amount Recorded |
|---|
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Apr 06, 2026 |
| Property Address | 707 5TH ST, SPENCER, NC 28159-1519 |
| Document Number | 1480000570 |
| Book / Page | 1480 / 570 |
| Instrument Date | Apr 01, 2026 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $45,450.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 707 5TH ST, SPENCER, NC 28159-1519 |
| Document Number | 1480000571, |
|---|---|
| Date | Apr 06, 2026 |
| Book Page | 1480/571 |
| Name | MOVEMENT MORTGAGE |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Number | 1480000572, |
|---|---|
| Date | Apr 06, 2026 |
| Book Page | 1480/572 |
| Amount | Amount Recorded |
|---|
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Apr 06, 2026 |
| Property Address | 707 5TH ST, SPENCER, NC 28159-1519 |
| Document Number | 1480000570 |
| Book / Page | 1480 / 570 |
| Instrument Date | Apr 01, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 02, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $45,450.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 707 5TH ST, SPENCER, NC 28159-1519 |
| Document Number | 1480000571, |
|---|---|
| Date | Apr 06, 2026 |
| Book Page | 1480/571 |
| Name | MOVEMENT MORTGAGE |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Number | 0014800572, |
|---|---|
| Date | Apr 06, 2026 |
| Book Page | 1480/572 |
| Name | NORTH CAROLINA HOUSING FINANCE AGENCY |
|---|
| Amount | Amount Recorded |
|---|
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Dec 19, 2025 |
| Property Address | 707 5TH ST, SPENCER, NC 28159-1519 |
| Document Number | 0014740709 |
| Book / Page | 1474 / 709 |
| Instrument Date | Dec 18, 2025 |
| Transaction Type | Transfer |
| Record Updated | Jan 01, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4762 E HOLLY GROVE RD, THOMASVILLE, NC 27360-8530 |
| Name | Verified Name |
|---|---|
| Address | 3344 GILES RD, LEXINGTON, NC 27295-6944 |
Source: Rowan County records · Assessment roll updated August 8, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Municipality | Spencer Town |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,508.00 | $133,506 (-) Land $23,400 Building $110,106 | |
| 2023 | $1,508.00 | $133,506 Land $23,400 Building $110,106 | $133,506 Land $23,400 Building $110,106 |
Source: FEMA National Flood Hazard Layer, Rowan County (37159C), updated May 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 4,348 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Spencer Historic District listed 1984 · 282 contributing resources · NRIS 84000619 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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