704 5th St, Spencer, NC 28159 Property Records

Rowan County property record for 704 5th St, Spencer, NC 28159

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,120 sqft · built 1920
Lot Size0.167 acres (7,275 sqft)
Owner2 Individual Names on Record
Last Sale$235,000 (Jan 2025)
Tax Bill$1,785 (2026)
Deeds & MortgagesJan 2024 Foreclosure
Flood ZoneZone X (minimal risk)
APN033 152

Property Details

APN / Parcel Number

Primary APN033 152
Alternative APN
  • 479251500

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,120 sqft Living Area
1st Floor Area1,120 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 2015
Exterior MaterialAluminum/Vinyl
Lot Area7,275 sqft (0.167 acres)
Lot Dimensions145 ft deep x 100 ft wide
Garage TypeDetached
PorchPorch
Porch Area224 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address704 5TH ST
CitySPENCER
StateNC
Zip28159-1520
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR8:SINGLE
Legal DescriptionL2 .167AC
Legal SubdivisionHENDERSON-VANDERFORDPROP
Legal Block31
JurisdictionROWAN NC
Township / Civil DivisionSALISBURY
Census Block Group3
Census Block3016
Census Tract50700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Spencer Historic District
listed 1984 · 282 contributing resources · NRIS 84000619

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address704 5TH ST, SPENCER, NC 28159-1520
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 7, 2025 · Amount on Record
Deed SaleJan 7, 2025 · Amount on Record
Prior SaleJan 16, 2024 · Amount on Record
Deed Book / Page1454 / 847
Record UpdatedOct 29, 2026

January 2024: Commissioner's Deed, Foreclosure

Document TypeCommissioner's Deed
JurisdictionROWAN NC
Recording DateJan 16, 2024
Property Address704 5TH ST, SPENCER, NC 28159-1520
Document Number0014350812
Book / Page1435 / 812
Map ReferencePG 42-A
Instrument DateDec 20, 2023
Transaction TypeForeclosure
Record UpdatedJan 26, 2024

Transaction

AmountAmount Recorded
Tax$163.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address309 LOCHSHIRE LN, WOODLEAF, NC 27054-9490

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRowan County
MunicipalitySpencer Town
Unified School DistrictRowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,785.00 (+26.78%)$158,012 (+26.74%) Land $18,000 Building $140,012$158,012 (+26.74%) Land $18,000 Building $140,012
2023$1,408.00$124,678 Land $27,000 Building $97,678$124,678 Land $27,000 Building $97,678

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2006)
Most Recent ClaimNov 2006

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSALISBURY-ROWAN
serves 46,156 people · EPA ID NC0180010
Water SourceSurface water
Last State InspectionFeb 2026
Lead13 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureOrganic carbon removal
Oct 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 5th St

Nearby Streets

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