80 W Main St, Chester, CT 06412 Property Records

Chester Town property record for 80 W Main St, Chester, CT 06412

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,389 sqft · built 1835
Lot Size	1.4 acres (60,984 sqft)
Owner	2 Individual Names on Record
Tax Bill	$9,808 (2025)
Deeds & Mortgages	Jul 2025 Line of Credit Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`CHES M:14 B:169`

Property Details

APN / Parcel Number

Primary APN	`CHES M:14 B:169`
Alternative APNs	`CSTR M:14 B:169` `00101500` `101500`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,389 sqft Living Area
Gross Area	3,079 sqft
1st Floor Area	1,406 sqft
Basement Area	690 sqft
Unfinished Basement	690 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1835
Effective Year Built	Effective 1996
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	60,984 sqft (1.4 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	101500
Street Address	80 W MAIN ST
City	CHESTER
State	CT
Zip	06412-1305
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Block	169
Jurisdiction	CHESTER CT
Township / Civil Division	CHESTER
Census Block Group	4
Census Block	4012
Census Tract	600100

Owner

Source: Chester Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	80 W MAIN ST, CHESTER, CT 06412-1305
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2025	Warranty Deed, Transfer · Line of Credit LIBERTY BANK
Jan 17, 2018	Deed of Trust, Mortgage · FHA Mortgage SYNERGY ONE LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTER CT
Recording Date	Jul 31, 2025
Property Address	80 W MAIN ST, CHESTER, CT 06412-1305
Document Number	00186-1195
Book / Page	186 / 1195
Instrument Date	Jul 29, 2023
Instrument	2025-00000049
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	80 W MAIN ST, CHESTER, CT 06412-1305

Mortgage

Document Number	0001861198
Date	Jul 31, 2025
Instrument	186/1198

Lender

Name	LIBERTY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Aug 1, 2035
Index	Other

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER CT
Property Address	80 W MAIN ST, CHESTER, CT 06412-1305
Document Number	169-1013
Book / Page	000169 / 001013
Instrument Date	Jan 17, 2018
Transaction Type	Mortgage
Record Updated	Feb 13, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	80 W MAIN ST CHESTER CT 064121305, CHESTER, CT 06412-1305

Mortgage

Document Number	169-1013
Date	Jan 24, 2018
Book Page	000169/001013

Lender

Name	SYNERGY ONE LNDG

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	840 Months
Due	Jan 23, 2088

Interest

Rate Type	Adjustable Rate
Rate	4.69%

Tax Assessment & Valuation

Source: Chester Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Chester Town
Elementary School District	Chester School District (PK - 06)
Secondary School District	Regional School District 04 (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,808.00	$362,180 (+31.32%) Land $58,940 Building $303,240	$253,526 Land $41,258 Building $212,268
2024	$9,808.00 (+19.73%)
2023	$8,192.00 (+0.69%)	$275,810 (-) Land $58,970 Building $216,840
2022	$8,136.00	$275,810 Land $58,970 Building $216,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - SHORELINE REGION-CHESTER SYSTEM private · serves 5,030 people · EPA ID CT0261031
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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