72 W Main St, Chester, CT 06412 Property Records

Chester Town property record for 72 W Main St, Chester, CT 06412

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,228 sqft · built 1991
Lot Size	7.77 acres (338,461 sqft)
Owner	2 Individual Names on Record
Last Sale	$540,000 (Aug 2002)
Tax Bill	$16,427 (2025)
Deeds & Mortgages	Jul 2025 Line of Credit Apr 2024 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`CHES M:14 B:171`

Property Details

APN / Parcel Number

Primary APN	`CHES M:14 B:171`
Alternative APNs	`CSTR M:14 B:171` `00016000` `16000`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,228 sqft Living Area
Gross Area	6,440 sqft
1st Floor Area	957 sqft
Basement Area	2,243 sqft
Unfinished Basement	2,243 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1996
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	338,461 sqft (7.77 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	16000
Street Address	72 W MAIN ST
City	CHESTER
State	CT
Zip	06412-1305
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Block	171
Jurisdiction	CHESTER CT
Township / Civil Division	CHESTER
Census Block Group	4
Census Block	4012
Census Tract	600100

Owner

Source: Chester Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	72 W MAIN ST, CHESTER, CT 06412-1305
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2025	Deed of Trust, Mortgage · Line of Credit LIBERTY BANK
Apr 17, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance LIBERTY BANK
May 16, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Apr 3, 2018	Deed of Trust, Mortgage · Line of Credit WILLIAM W LALLIER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2002 · Amount on Record
Deed Sale	Aug 1, 2002 · Amount on Record
Deed Book / Page	112 / 285
Record Updated	Sep 20, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER CT
Property Address	72 W MAIN ST, CHESTER, CT 06412-1305
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000186-963
Date	Jul 10, 2025
Book Page	186/963

Lender

Name	LIBERTY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER CT
Property Address	72 W MAIN ST, CHESTER, CT 06412-1305
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000184-825
Date	Apr 17, 2024
Book Page	184/825

Lender

Name	LIBERTY BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER CT
Property Address	72 W MAIN ST, CHESTER, CT 06412-1305
Document Number	172-572
Instrument Date	May 16, 2019
Transaction Type	Mortgage
Record Updated	Jul 30, 2019
Title Company	UNKNOWN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	72 W MAIN ST CHESTER CT 064121305, CHESTER, CT 06412-1305

Mortgage

Document Number	172-572
Date	Jul 11, 2019
Book Page	000172/000572

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 10, 2049

Interest

Rate Type	Adjustable Rate

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER CT
Property Address	72 W MAIN ST, CHESTER, CT 06412-1305
Document Number	170-422
Instrument Date	Apr 3, 2018
Transaction Type	Mortgage
Record Updated	Jan 12, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	72 W MAIN ST CHESTER CT 064121305, CHESTER, CT 06412-1305

Mortgage

Document Number	170-422
Date	May 14, 2018
Book Page	000170/000422

Lender

Name	WILLIAM W LALLIER

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Chester Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Chester Town
Elementary School District	Chester School District (PK - 06)
Secondary School District	Regional School District 04 (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,427.00	$606,620 (+27.82%) Land $99,680 Building $506,940	$424,634 Land $69,776 Building $354,858
2024	$16,427.00 (+16.54%)
2023	$14,096.00 (+0.68%)	$474,600 (-) Land $95,420 Building $379,180
2022	$14,001.00	$474,600 Land $95,420 Building $379,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - SHORELINE REGION-CHESTER SYSTEM private · serves 5,030 people · EPA ID CT0261031
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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