77 W Main St, Chester, CT 06412 Property Records

Chester Town property record for 77 W Main St, Chester, CT 06412

Property Summary

Property Type	Triplex
Details	8 bd · 4.5 ba · 3,055 sqft · built 1906
Lot Size	0.57 acres (24,829 sqft)
Owner	Individual Name on Record
Tax Bill	$8,642 (2025)
Deeds & Mortgages	Sep 2024 Refinance Apr 2023 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`CHES M:14 B:252`

Property Details

APN / Parcel Number

Primary APN	`CHES M:14 B:252`
Alternative APNs	`CSTR M:14 B:252` `00010800` `10800`

Interior

Bedrooms	8 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	16 Rooms
Units	3 Units
Stories	2 Stories
Building Area	3,055 sqft Living Area
Gross Area	4,920 sqft
Basement Area	1,490 sqft
Unfinished Basement	1,490 sqft

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1978
Architectural Style	Triplex
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	24,829 sqft (0.57 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Oil
Water Source	Well

Location & Zoning

Account Number	10800
Street Address	77 W MAIN ST
City	CHESTER
State	CT
Zip	06412-1303
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	R-1
Legal Block	252
Jurisdiction	CHESTER CT
Township / Civil Division	CHESTER
Census Block Group	1
Census Block	1023
Census Tract	600100

Owner

Source: Chester Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4 MAIN ST, DEEP RIVER, CT 06417-1804
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance SACHEM CAPITAL CORP
Apr 10, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance SACHEM CAPITAL CORP
Jun 14, 2019	Deed of Trust, Mortgage · Conventional with PMI SACHEM CAP CORP

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER CT
Property Address	77 W MAIN ST, CHESTER, CT 06412-1303
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000185-682
Date	Sep 30, 2024
Book Page	185/682

Lender

Name	SACHEM CAPITAL CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	25 Months
Due	Oct 1, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER CT
Property Address	77 W MAIN ST, CHESTER, CT 06412-1303
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00182-1073
Date	Apr 10, 2023
Book Page	182/1073

Lender

Name	SACHEM CAPITAL CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER CT
Property Address	77 W MAIN ST, CHESTER, CT 06412-1303
Document Number	172-364
Instrument Date	Jun 14, 2019
Transaction Type	Mortgage
Record Updated	Jul 9, 2019
Title Company	UNKNOWN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 W MAIN ST CHESTER CT 064121303, CHESTER, CT 06412-1303

Mortgage

Document Number	172-364
Date	Jun 17, 2019
Book Page	000172/000364

Lender

Name	SACHEM CAP CORP

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Chester Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Chester Town
Elementary School District	Chester School District (PK - 06)
Secondary School District	Regional School District 04 (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,642.00	$319,130 (+28.35%) Land $59,220 Building $259,910	$223,391 Land $41,454 Building $181,937
2024	$8,642.00 (+17.02%)
2023	$7,385.00 (+0.68%)	$248,650 (-) Land $61,110 Building $187,540
2022	$7,335.00	$248,650 Land $61,110 Building $187,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - SHORELINE REGION-CHESTER SYSTEM private · serves 5,030 people · EPA ID CT0261031
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on W Main St

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