88 W Main St, Chester, CT 06412 Property Records

Chester Town property record for 88 W Main St, Chester, CT 06412

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,568 sqft · built 1840
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$344,900 (Jul 2021)
Tax Bill	$6,117 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Dec 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`CHES M:14 B:188`

Property Details

APN / Parcel Number

Primary APN	`CHES M:14 B:188`
Alternative APNs	`CSTR M:14 B:188` `00142600` `142600`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,568 sqft Living Area
Gross Area	2,800 sqft
Basement Area	960 sqft
Unfinished Basement	345 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1840
Effective Year Built	Effective 1990
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,761 sqft (0.27 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	142600
Street Address	88 W MAIN ST
City	CHESTER
State	CT
Zip	06412-1305
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Block	188
Jurisdiction	CHESTER CT
Township / Civil Division	CHESTER
Census Block Group	4
Census Block	4012
Census Tract	600100

Owner

Source: Chester Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	88 W MAIN ST, CHESTER, CT 06412-1305
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage GUILFORD SAVINGS BANK
Dec 10, 2018	Deed of Trust, Mortgage · Line of Credit KEYBANK USA
Apr 2, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2021 · Amount on Record
Deed Sale	Jul 26, 2021 · Amount on Record
Prior Sale	Oct 4, 2010 · Amount on Record
Deed Book / Page	179 / 2
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTER CT
Recording Date	Jul 26, 2021
Property Address	88 W MAIN ST, CHESTER, CT 06412-1305
Document Number	00000179-2
Book / Page	179 / 2
Instrument Date	Jul 23, 2021
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0000001795
Date	Jul 26, 2021
Instrument	179/5

Lender

Name	GUILFORD SAVINGS BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER CT
Property Address	88 W MAIN ST, CHESTER, CT 06412-1305
Document Number	171-638
Instrument Date	Dec 10, 2018
Transaction Type	Mortgage
Record Updated	Jan 29, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88 W MAIN ST CHESTER CT 064121305, CHESTER, CT 06412-1305

Mortgage

Document Number	171-638
Date	Jan 7, 2019
Book Page	000171/000638

Lender

Name	KEYBANK USA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 6, 2044

Interest

Rate Type	Adjustable Rate

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHESTER CT
Recording Date	Apr 2, 2018
Property Address	88 W MAIN ST, CHESTER, CT 06412-1305
Document Number	170-242
Book / Page	000170 / 000242
Instrument Date	Mar 28, 2018
Transaction Type	Transfer
Record Updated	Apr 24, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88 W MAIN ST CHESTER CT 064121305, CHESTER, CT 06412-1305

Tax Assessment & Valuation

Source: Chester Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Chester Town
Elementary School District	Chester School District (PK - 06)
Secondary School District	Regional School District 04 (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,117.00	$225,890 (+27.03%) Land $56,700 Building $169,190	$158,123 Land $39,690 Building $118,433
2024	$6,117.00 (+15.81%)
2023	$5,282.00 (+0.69%)	$177,830 (-) Land $48,760 Building $129,070
2022	$5,246.00	$177,830 Land $48,760 Building $129,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - SHORELINE REGION-CHESTER SYSTEM private · serves 5,030 people · EPA ID CT0261031
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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