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80 Ruggles Hill Rd, Hardwick, MA 01037 Property Records

Worcester County and Hardwick Town property record for 80 Ruggles Hill Rd, Hardwick, MA 01037

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,576 sqft · built 1950
Lot Size0.493 acres (21,475 sqft)
Owner2 Individual Names on File
Last Sale$171,000 (Aug 2008)
Tax Bill$6,219 (2025)
Deeds & MortgagesOct 2020 Refinance
Jun 2019 Mortgage
APN1470-00860

Property Details

APN / Parcel Number

Primary APN1470-00860
Alternative APNs
  • HARD M:1470 B:0000 L:0086-0
  • M:1210 B:0000 L:0002-0

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area2,576 sqft Living Area
Gross Area5,296 sqft
1st Floor Area2,576 sqft
Basement Area2,336 sqft
Unfinished Basement2,336 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1985
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeConcrete
Roof TypeHip
Roof MaterialAsphalt
Lot Area21,475 sqft (0.493 acres)
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number1470-00860
Street Address80 RUGGLES HILL RD
CityHARDWICK
StateMA
Zip01037
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeV
Legal Lot Number86-0
JurisdictionHARDWICK MA
Township / Civil DivisionHARDWICK
Census Block Group1
Census Block1077
Census Tract723100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Hardwick Village Historic District
listed 1991 · 81 contributing resources · NRIS 91001849

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

80 Ruggles Hill Rd is owned by two individuals who acquired it in June 2019.

Source: Worcester County and Hardwick Town records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 212, WHEELWRIGHT, MA 01094-0212
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 15, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
NORCOM MORTGAGE
Jun 26, 2019Quit Claim Deed, Transfer · Conventional Mortgage
NORWICH COM'L

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 29, 2008 · Amount on File
Deed SaleAug 29, 2008 · Amount on File
Deed Book / Page43258 / 78
Last Transfer DateJun 21, 2019
Transfer Doc060612-324
Record UpdatedSep 20, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARDWICK MA
Property Address80 RUGGLES HILL RD, HARDWICK, MA 01037
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number63508-284
DateOct 15, 2020
Book Page63508/284
Instrument123019
Lender
NameNORCOM MORTGAGE
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term241 Months
DueNov 1, 2040

June 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHARDWICK MA
Recording DateJun 26, 2019
Property Address80 RUGGLES HILL RD, HARDWICK, MA 01037
Document Number60612-322
Book / Page060612 / 000322
Instrument DateJun 21, 2019
Instrument60149
Transaction TypeTransfer
Record UpdatedJul 17, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address80 RUGGLES ST HARDWICK MA 01037, HARDWICK, MA 01037

Mortgage

Document Number60612-324
DateJun 26, 2019
Book Page060612/000324
Instrument60150
Lender
NameNORWICH COM'L
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 25, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 80 Ruggles Hill Rd was $6,219, up 4.2% from the year before.

Source: Worcester County and Hardwick Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
County SubdivisionHardwick Town
Unified School DistrictQuabbin School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,219.00 (+4.21%)$472,900 (-) Land $44,800 Building $428,100$442,035 (-)
2024$5,968.00 (+0.79%)$472,900 (+6.22%) Land $44,800 Building $428,100$442,035
2023$5,921.00$445,200 Land $42,800 Building $402,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 80 Ruggles Hill Rd; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 80 Ruggles Hill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARDWICK CENTER WATER DISTRICT
serves 80 people · EPA ID MA1124000
Water SourceGroundwater
Last State InspectionOct 2025
Lead16 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Starlink
Satellite		280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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