Worcester County and Hardwick Town property record for 95 Ruggles Hill Rd, Hardwick, MA 01037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,630 sqft · built 1959 |
| Lot Size | 1.46 acres (63,598 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $215,000 (Jun 2019) |
| Tax Bill | $3,621 (2026) |
| Deeds & Mortgages | Jun 2019 Sale |
| APN | 330-00070 |
| Primary APN | 330-00070 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,630 sqft Living Area |
| Gross Area | 2,836 sqft |
| 1st Floor Area | 1,423 sqft |
| Basement Area | 1,377 sqft |
| Unfinished Basement | 1,170 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Split Level |
| Exterior Material | Wood Siding |
| Construction Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 63,598 sqft (1.46 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Account Number | 330-00070 |
|---|---|
| Street Address | 95 RUGGLES HILL RD |
| City | HARDWICK |
| State | MA |
| Zip | 01037-9793 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R40 |
| Legal Lot Number | 7-0 |
| Jurisdiction | HARDWICK MA |
| Township / Civil Division | HARDWICK |
| Census Block Group | 1 |
| Census Block | 1048 |
| Census Tract | 723100 |
95 Ruggles Hill Rd is owned by two individuals who bought it in June 2019.
Source: Worcester County and Hardwick Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 74, HARDWICK, MA 01037-0074 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 12, 2019 · Amount on File |
| Deed Sale | Jun 12, 2019 · Amount on File |
| Deed Document Number | 201954063 |
| Deed Book / Page | 60539 / 36 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARDWICK MA |
| Recording Date | Jun 12, 2019 |
| Property Address | 95 RUGGLES HILL RD, HARDWICK, MA 01037-9793 |
| Document Number | 60539-36 |
| Book / Page | 060539 / 000036 |
| Instrument Date | Jun 10, 2019 |
| Instrument | 54063 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $980.40 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 95 RUGGLES HILL RD HARDWICK MA 010379793, HARDWICK, MA 01037-9793 |
The 2026 property tax bill for 95 Ruggles Hill Rd was $3,621, up 7.2% from the year before.
Source: Worcester County and Hardwick Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Hardwick Town |
| Unified School District | Quabbin School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,621.00 (+7.19%) | $284,200 (+10.63%) Land $75,400 Building $205,900 | $357,240 (-14.69%) |
| 2025 | $3,378.00 (+4.19%) | $256,900 (-) Land $75,400 Building $181,500 | $418,760 (+8.76%) |
| 2024 | $3,242.00 (-0.86%) | $256,900 (+4.47%) Land $75,400 Building $181,500 | $385,035 |
| 2023 | $3,270.00 | $245,900 Land $71,900 Building $174,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA's flood maps do not cover 95 Ruggles Hill Rd; 1 flood insurance policy is in force nearby.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 95 Ruggles Hill Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARDWICK CENTER WATER DISTRICT serves 80 people · EPA ID MA1124000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 16 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
4G LTE only, no 5G reported
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