Worcester County and Hardwick Town property record for 77 Ruggles Hill Rd, Hardwick, MA 01037
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,636 sqft · built 1830 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $3,467 (2026) |
| Deeds & Mortgages | Jan 2019 Transfer |
| APN | 330-00080 |
| Primary APN | 330-00080 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,636 sqft Living Area |
| Gross Area | 2,950 sqft |
| 1st Floor Area | 1,058 sqft |
| Basement Area | 578 sqft |
| Unfinished Basement | 578 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1830 |
|---|---|
| Effective Year Built | Effective 1830 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Account Number | 330-00080 |
|---|---|
| Street Address | 77 RUGGLES HILL RD |
| City | HARDWICK |
| State | MA |
| Zip | 01037-9793 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R40 |
| Legal Lot Number | 8-0 |
| Jurisdiction | HARDWICK MA |
| Township / Civil Division | HARDWICK |
| Census Block Group | 1 |
| Census Block | 1048 |
| Census Tract | 723100 |
77 Ruggles Hill Rd is held in a trust since January 2019.
Source: Worcester County and Hardwick Town records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 10 PRESERVE WAY, STURBRIDGE, MA 01566-2316 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jan 9, 2019 |
| Transfer Doc | 59966-171 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HARDWICK MA |
| Recording Date | Jan 23, 2019 |
| Property Address | 77 RUGGLES HILL RD, HARDWICK, MA 01037-9793 |
| Document Number | 59966-171 |
| Book / Page | 059966 / 000171 |
| Instrument Date | Jan 9, 2019 |
| Instrument | 6754 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2019 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 10 PRESERVE WAY STURBRIDGE MA 015662316, STURBRIDGE, MA 01566-2316 |
The 2026 property tax bill for 77 Ruggles Hill Rd was $3,467, up 7.3% from the year before.
Source: Worcester County and Hardwick Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Hardwick Town |
| Unified School District | Quabbin School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,467.00 (+7.34%) | $272,100 (+10.79%) Land $69,700 Building $190,600 | $329,843 (-40.24%) |
| 2025 | $3,230.00 (+4.23%) | $245,600 (-) Land $69,700 Building $175,900 | $551,950 (-1.74%) |
| 2024 | $3,099.00 (-1.71%) | $245,600 (+3.58%) Land $69,700 Building $175,900 | $561,735 |
| 2023 | $3,153.00 | $237,100 Land $66,300 Building $170,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA's flood maps do not cover 77 Ruggles Hill Rd; 1 flood insurance policy is in force nearby.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 77 Ruggles Hill Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARDWICK CENTER WATER DISTRICT serves 80 people · EPA ID MA1124000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 16 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
4G LTE only, no 5G reported
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