66 Ruggles Hill Rd, Hardwick, MA 01037 Property Records

Worcester County and Hardwick Town property record for 66 Ruggles Hill Rd, Hardwick, MA 01037

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,197 sqft · built 1910
Lot Size	0.689 acres (30,013 sqft)
Owner	Individual Name on Record
Last Sale	$274,800 (Jan 2021)
Tax Bill	$3,664 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jan 2021 Sale & Mortgage + 1 more
APN	`1470-00870`

Property Details

APN / Parcel Number

Primary APN	`1470-00870`
Alternative APNs	`HARD M:1470 B:0000 L:0087-0` `M:1210 B:0000 L:0003-0`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,197 sqft Living Area
Gross Area	2,279 sqft
1st Floor Area	572 sqft
Basement Area	572 sqft
Unfinished Basement	572 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 2015
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	30,013 sqft (0.689 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1470-00870
Street Address	66 RUGGLES HILL RD
City	HARDWICK
State	MA
Zip	01037
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	V
Legal Lot Number	87-0
Jurisdiction	HARDWICK MA
Township / Civil Division	HARDWICK
Census Block Group	1
Census Block	1077
Census Tract	723100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Hardwick Village Historic District listed 1991 · 81 contributing resources · NRIS 91001849

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Worcester County and Hardwick Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 187, WHEELWRIGHT, MA 01094-0187
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2021	Deed of Trust, Mortgage · Second Mortgage (Down Payment) ENVOY MORTGAGE LTD
Jan 5, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage ENVOY MORTGAGE LTD
Jun 23, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2021 · Amount on Record
Deed Sale	Jan 5, 2021 · Amount on Record
Prior Sale	Jun 23, 2020 · Amount on Record
Deed Book / Page	64155 / 395
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDWICK MA
Property Address	66 RUGGLES HILL RD, HARDWICK, MA 01037
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	MISC COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	64156-20
Date	Jan 5, 2021
Book Page	64156/20
Instrument	1383

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2036

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARDWICK MA
Recording Date	Jan 5, 2021
Property Address	66 RUGGLES HILL RD, HARDWICK, MA 01037
Document Number	64155-395
Book / Page	64155 / 395
Instrument Date	Jan 5, 2021
Instrument	1381
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	66 RUGGLES HILL RD, HARDWICK, MA 01037

Mortgage

Document Number	1382
Date	Jan 5, 2021
Instrument	1382

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0064156-20
Date	Jan 5, 2021
Book Page	64156/20
Instrument	1383

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2036

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARDWICK MA
Recording Date	Jun 23, 2020
Property Address	66 RUGGLES HILL RD, HARDWICK, MA 01037
Document Number	62646-327
Book / Page	062646 / 000327
Instrument Date	Jun 3, 2020
Instrument	65899
Transaction Type	Transfer
Record Updated	Jul 7, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$365.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8 CONWAY DR LEICESTER MA 015241216, LEICESTER, MA 01524-1216

Tax Assessment & Valuation

Source: Worcester County and Hardwick Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Hardwick Town
Unified School District	Quabbin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,664.00 (+4.21%)	$278,600 (-) Land $43,800 Building $234,800	$317,965 (+0.63%)
2024	$3,516.00 (+3.44%)	$278,600 (+9%) Land $43,800 Building $234,800	$315,970
2023	$3,399.00	$255,600 Land $41,800 Building $213,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARDWICK CENTER WATER DISTRICT serves 80 people · EPA ID MA1124000
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	16 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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