Orange County property record for 5 Viewpoint Pl, Laguna Niguel, CA 92677
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,552 sqft · built 1989 |
| Lot Size | 0.215 acres (9,350 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,470,000 (Apr 2023) |
| Tax Bill | $15,373 (2025) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 649-682-03 |
| Primary APN | 649-682-03 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,552 sqft Living Area |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Lot Area | 9,350 sqft (0.215 acres) |
| Garage Area | 587 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 5 VIEWPOINT PL |
|---|---|
| City | LAGUNA NIGUEL |
| State | CA |
| Zip | 92677-5630 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 12771 BLK LOT 7 |
| Legal Subdivision | TRACT NO. 12771 |
| Legal Tract | 12771 |
| Legal Lot Number | 7 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | SOUTH COAST |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 42337 |
5 Viewpoint Pl is owned and occupied by two individuals who bought it in April 2023.
Source: Orange County records, as of August 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5 VIEWPOINT PL, LAGUNA NIGUEL, CA 92677-5630 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 24, 2023 | Grant Deed, Transfer · Conventional Mortgage LUMINATE HOME LOANS INC |
| Sep 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 24, 2023 · Amount on File |
| Deed Sale | Apr 24, 2023 · Amount on File |
| Deed Document Number | 202393922 |
| Prior Transfer Date | Mar 26, 2007 |
| Prior Transfer Doc | 0000238805 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Apr 24, 2023 |
| Property Address | 5 VIEWPOINT PL, LAGUNA NIGUEL, CA 92677-5630 |
| Document Number | 0000093922 |
| Map Reference | MB 592 PG 1-6 |
| Instrument Date | Mar 31, 2023 |
| Instrument | 2023000093922 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2023 |
| Title Company | WESTERN RESOURCES TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 5 VIEWPOINT PL, LAGUNA NIGUEL, CA 92677-5630 |
| Document Number | 0000093923 |
|---|---|
| Date | Apr 24, 2023 |
| Instrument | 2023000093923 |
| Name | LUMINATE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 5 VIEWPOINT PL, LAGUNA NIGUEL, CA 92677-5630 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | BNT TITLE COMPANY OF CA |
| Name | Verified Name |
|---|---|
| Address | 5 VIEWPOINT PL, LAGUNA NIGUEL, CA 92677-5630 |
| Document Number | 0000481370 |
|---|---|
| Date | Sep 10, 2020 |
| Instrument | 2020000481370 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Address | BREA, CA 92821 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
The 2025 property tax bill for 5 Viewpoint Pl was $15,373 with a homeowner's exemption.
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | Laguna Niguel City |
| Unified School District | Capistrano Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,559,975 (+2%) Land $1,259,607 Building $300,368 | |
| 2025 | $15,373.00 Homeowner's exemption | $1,529,388 Land $1,234,909 Building $294,479 |
| 2023 | $5,082.00 (+1.97%) Homeowner's exemption | $508,233 Land $216,425 Building $291,808 |
| 2022 | $4,984.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 5 Viewpoint Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1998) |
| Most Recent Claim | Mar 1998 · Severe Winter Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5 Viewpoint Pl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOULTON NIGUEL WATER DISTRICT serves 168,315 people · EPA ID CA3010073 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks.
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