4 Viewpoint Pl, Laguna Niguel, CA 92677 Property Records

Orange County property record for 4 Viewpoint Pl, Laguna Niguel, CA 92677

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,552 sqft · built 1987
Lot Size	0.158 acres (6,900 sqft)
Owner	2 Company Names on Record
Last Sale	$424,000 (Aug 1999)
Tax Bill	$11,413 (2025)
Deeds & Mortgages	Mar 2020 Mortgage May 2020 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`649-681-02`

Property Details

APN / Parcel Number

Primary APN	`649-681-02`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,552 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Lot Area	6,900 sqft (0.158 acres)
Garage Area	587 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4 VIEWPOINT PL
City	LAGUNA NIGUEL
State	CA
Zip	92677-5627
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 12771 BLK LOT 2
Legal Tract	12771
Legal Lot Number	2
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	1
Census Block	1000
Census Tract	42337

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4 VIEWPOINT PL, LAGUNA NIGUEL, CA 92677-5627
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
May 1, 2020	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
May 21, 2018	Grant Deed, Transfer CORNERSTONE HM LNDG
Mar 28, 2018	Quit Claim Deed, Transfer Quitclaim
Mar 28, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 1999 · Amount on Record
Deed Sale	Aug 30, 1999 · Amount on Record
Deed Document Number	1999628525
Last Transfer Date	Mar 28, 2018
Transfer Doc	0000109689
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	4 VIEWPOINT PL, LAGUNA NIGUEL, CA 92677-5627
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000090308
Date	Mar 2, 2020
Instrument	2020000090308

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	4 VIEWPOINT PL, LAGUNA NIGUEL, CA 92677-5627
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000198111
Date	May 1, 2020
Instrument	2020000198111

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 15, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	May 21, 2018
Property Address	4 VIEWPOINT PL, LAGUNA NIGUEL, CA 92677-5627
Document Number	0000184050
Instrument Date	May 14, 2018
Instrument	184050
Transaction Type	Transfer
Record Updated	May 31, 2018
Title Company	EQUITY TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,098.90
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4 VIEWPOINT PL LAGUNA NIGUEL CA 926775627, LAGUNA NIGUEL, CA 92677-5627

Mortgage

Document Number	184051
Date	May 21, 2018
Instrument	184051

Lender

Name	CORNERSTONE HM LNDG
Address	HOUSTON, TX 77027

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 20, 2048

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Mar 28, 2018
Property Address	4 VIEWPOINT PL, LAGUNA NIGUEL, CA 92677-5627
Document Number	0000109689
Instrument Date	Mar 28, 2018
Instrument	109689
Transaction Type	Transfer
Record Updated	Apr 3, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4 VIEWPOINT PL LAGUNA NIGUEL CA 926775627, LAGUNA NIGUEL, CA 92677-5627

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Mar 28, 2018
Property Address	4 VIEWPOINT PL, LAGUNA NIGUEL, CA 92677-5627
Document Number	0000109690
Instrument Date	Mar 28, 2018
Instrument	109690
Transaction Type	Transfer
Record Updated	Apr 3, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4 VIEWPOINT PL LAGUNA NIGUEL CA 926775627, LAGUNA NIGUEL, CA 92677-5627

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Niguel City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,159,422 (+2%) Land $885,626 Building $273,796
2025	$11,413.00 (+3.92%) Homeowner's exemption	$1,136,689 (+4.04%) Land $868,261 Building $268,428
2023	$10,982.00 (+1.95%) Homeowner's exemption	$1,092,550 Land $834,545 Building $258,005
2022	$10,772.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1998)
Most Recent Claim	Mar 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOULTON NIGUEL WATER DISTRICT serves 168,315 people · EPA ID CA3010073
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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