8 Tower Rd, Freehold, NJ 07728 Property Records

Monmouth County and Freehold Township property record for 8 Tower Rd, Freehold, NJ 07728

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,380 sqft · built 1989
Lot Size	0.456 acres (19,872 sqft)
Owner	2 Individual Names on File
Last Sale	$482,000 (Jul 2019)
Tax Bill	$13,566 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Jul 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-00030-08-00014`

Property Details

APN / Parcel Number

Primary APN	`17-00030-08-00014`
Alternative APNs	`1700030000800014` `1066082`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,380 sqft Living Area
1st Floor Area	1,312 sqft
Upper Floors Area	1,068 sqft
Basement Area	1,140 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Hip
Roof Material	Other
Lot Area	19,872 sqft (0.456 acres)
Lot Dimensions	167 ft deep x 119 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Deck Area	392 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	1066082
Street Address	8 TOWER RD
City	FREEHOLD
State	NJ
Zip	07728-4347
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Subdivision	CROWNE POINTE/FREEHOLD
Legal Block	30.8
Legal Lot Number	14
Jurisdiction	MONMOUTH NJ
Township / Civil Division	FREEHOLD
Census Block Group	2
Census Block	2017
Census Tract	810402

Owner

8 Tower Rd is owned and occupied by two individuals who bought it in July 2019.

Source: Monmouth County and Freehold Township records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8 TOWER RD, FREEHOLD, NJ 07728-4347
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2024	Deed of Trust, Mortgage · Line of Credit AMBOY BANK
Jul 19, 2019	Grant Deed, Transfer · Conventional with PMI CROSSCOUNTRY MTG
Jan 18, 2019	Deed of Trust, Mortgage · Line of Credit SANTANDER BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2019 · Amount on File
Deed Sale	Jul 19, 2019 · Amount on File
Prior Sale	Jun 25, 2007 · Amount on File
Deed Document Number	201964709
Deed Book / Page	9358 / 6789
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	8 TOWER RD, FREEHOLD, NJ 07728-4347
Transaction Type	Mortgage
Record Updated	Apr 3, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 TOWER RD, FREEHOLD, NJ 07728-4347

Mortgage

Document Number	0096809716
Date	Mar 14, 2024
Book Page	9680/9716
Instrument	2024017225

Lender

Name	AMBOY BANK
Type	Bank
Address	OLD BRIDGE, NJ 08857

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jul 19, 2019
Property Address	8 TOWER RD, FREEHOLD, NJ 07728-4347
Document Number	0000064709
Book / Page	009358 / 006789
Instrument Date	Jul 15, 2019
Instrument	64709
Transaction Type	Transfer
Record Updated	Aug 12, 2019
Title Company	COMMONWEALTH TITLE MONMOUTH AGENCY, COMMONWEALTH TITLE MONMOUTH AG

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$482.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8 TOWER RD FREEHOLD NJ 077284347, FREEHOLD, NJ 07728-4347

Mortgage

Document Number	64710
Date	Jul 19, 2019
Book Page	009358/006794
Instrument	64710

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 18, 2049

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	8 TOWER RD, FREEHOLD, NJ 07728-4347
Document Number	0000009745
Instrument Date	Jan 18, 2019
Transaction Type	Mortgage
Record Updated	Feb 13, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 TOWER RD FREEHOLD NJ 077284347, FREEHOLD, NJ 07728-4347

Mortgage

Document Number	0000009745
Date	Jan 29, 2019
Book Page	009333/002967
Instrument	9745

Lender

Name	SANTANDER BK NA
Type	Bank
Address	READING, PA 19601

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 28, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 8 Tower Rd was $13,566, up 2.4% from the year before.

Source: Monmouth County and Freehold Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Freehold Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Freehold Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$870,300 (+9.06%) Land $394,800 Building $475,500	$870,300 (+9.06%) Land $394,800 Building $475,500
2025	$13,566.00 (+2.38%)	$798,000 Land $304,800 Building $493,200	$798,000 Land $304,800 Building $493,200
2024	$13,251.00
2023		$708,900 Land $283,000 Building $425,900	$708,900 Land $283,000 Building $425,900
2022	$12,301.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8 Tower Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8 Tower Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREEHOLD TWP WATER DEPT serves 29,831 people · EPA ID NJ1316001
Water Source	Purchased surface water from VEOLIA WATER NEW JERSEY MATCHAPONIX
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Optimum Cable · Fiber in parts of the area	940 / 35
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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