5 Tower Rd, Freehold, NJ 07728 Property Records

Monmouth County and Freehold Township property record for 5 Tower Rd, Freehold, NJ 07728

Property Summary

Property Type	Exempt (Full or Partial)
Details	4 bd · 4 ba · 3,323 sqft · built 1989
Lot Size	0.468 acres (20,373 sqft)
Owner	Individual Name on Record
Last Sale	$394,000 (Aug 2000)
Deeds & Mortgages	Feb 2024 Line of Credit Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-00030-09-00006`

Property Details

APN / Parcel Number

Primary APN	`17-00030-09-00006`
Alternative APNs	`1700030000900006` `1066092`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,323 sqft Total Area
1st Floor Area	1,932 sqft
Upper Floors Area	1,811 sqft
Basement Area	1,500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Colonial
Exterior Material	Stucco
Foundation Type	Block
Roof Type	Hip
Roof Material	Shingle
Lot Area	20,373 sqft (0.468 acres)
Lot Dimensions	163 ft deep x 125 ft wide
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	512 sqft
Porch	Slab
Patio Area	630 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	1066092
Street Address	5 TOWER RD
City	FREEHOLD
State	NJ
Zip	07728-4380
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	R-20
Legal Description	FACILITY NAME: DISABLED VETERAN
Legal Subdivision	CROWNE POINTE/FREEHOLD
Legal Block	30.9
Legal Lot Number	6
Jurisdiction	MONMOUTH NJ
Township / Civil Division	FREEHOLD
Census Block Group	2
Census Block	2020
Census Tract	810402

Owner

Source: Monmouth County and Freehold Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5 TOWER RD, FREEHOLD, NJ 07728-4380
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 29, 2024	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Jul 17, 2017	Grant Deed, Transfer · Conventional Mortgage RESIDENTIAL HM FNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2000 · Amount on Record
Deed Sale	Aug 10, 2000 · Amount on Record
Prior Sale	Apr 11, 1995 · Amount on Record
Deed Book / Page	5962 / 497
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	5 TOWER RD, FREEHOLD, NJ 07728-4380
Transaction Type	Mortgage
Record Updated	Mar 14, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 TOWER RD, FREEHOLD, NJ 07728-4380

Mortgage

Document Number	0096793037
Date	Feb 29, 2024
Book Page	9679/3037
Instrument	2024013624

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Mar 1, 2064

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jul 17, 2017
Property Address	5 TOWER RD, FREEHOLD, NJ 07728-4380
Document Number	0000068014
Book / Page	009236 / 002858
Instrument Date	Jun 30, 2017
Instrument	68014
Transaction Type	Transfer
Record Updated	Aug 4, 2017
Title Company	PROFESSIONAL ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$675.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5 TOWER RD FREEHOLD NJ 077284380, FREEHOLD, NJ 07728-4380

Mortgage

Document Number	68015
Date	Jul 17, 2017
Book Page	009236/002864
Instrument	68015

Lender

Name	RESIDENTIAL HM FNDG
Type	Funding / Finance Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 16, 2047

Tax Assessment & Valuation

Source: Monmouth County and Freehold Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Freehold Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Freehold Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,166,000 (+5.33%) Land $394,700 Building $771,300	$1,166,000 (+5.33%) Land $394,700 Building $771,300
2025	Disabled Person's exemption Veteran's exemption	$1,107,000 (+15.41%) Land $304,700 Building $802,300	$1,107,000 (+15.41%) Land $304,700 Building $802,300
2023		$959,200 Land $267,700 Building $691,500	$959,200 Land $267,700 Building $691,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREEHOLD TWP WATER DEPT serves 29,831 people · EPA ID NJ1316001
Water Source	Purchased surface water from VEOLIA WATER NEW JERSEY MATCHAPONIX
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Optimum Cable · Fiber in parts of the area	940 / 35
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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