12 Tower Rd, Freehold, NJ 07728 Property Records

Monmouth County and Freehold Township property record for 12 Tower Rd, Freehold, NJ 07728

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 3,265 sqft · built 1989
Lot Size	0.496 acres (21,601 sqft)
Owner	2 Individual Names on Record
Last Sale	$525,000 (Sep 2019)
Tax Bill	$16,237 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit Jun 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`17-00030-08-00016`

Property Details

APN / Parcel Number

Primary APN	`17-00030-08-00016`
Alternative APNs	`1700030000800016` `1066084`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,265 sqft Living Area
1st Floor Area	2,072 sqft
Upper Floors Area	1,699 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Split Level
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Other
Lot Area	21,601 sqft (0.496 acres)
Lot Dimensions	160 ft deep x 135 ft wide
Garage Type	Built-in
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	600 sqft
Deck Area	264 sqft
Patio Area	200 sqft
Shed	1 Shed
Shed Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	1066084
Street Address	12 TOWER RD
City	FREEHOLD
State	NJ
Zip	07728-4347
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Subdivision	CROWNE POINTE/FREEHOLD
Legal Block	30.8
Legal Lot Number	16
Jurisdiction	MONMOUTH NJ
Township / Civil Division	FREEHOLD
Census Block Group	2
Census Block	2017
Census Tract	810402

Owner

Source: Monmouth County and Freehold Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12 TOWER RD, FREEHOLD, NJ 07728-4347
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2021	Deed of Trust, Mortgage · Line of Credit SANTANDER BANK NA
Jun 11, 2021	Deed of Trust, Mortgage · Line of Credit SANTANDER BANK NA
Sep 18, 2019	Grant Deed, Transfer · Conventional Mortgage SANTANDER BK NA
May 31, 2019	Grant Deed, Transfer FIRST INTEGRITY TITLE AGENCY LLC, FIRST INTEGRITY TITLE AGCY LLC
Jul 13, 2017	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2019 · Amount on Record
Deed Sale	Sep 18, 2019 · Amount on Record
Prior Sale	May 31, 2019 · Amount on Record
Deed Document Number	201987141
Deed Book / Page	9369 / 2841
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	12 TOWER RD, FREEHOLD, NJ 07728-4347
Transaction Type	Mortgage
Record Updated	Jun 30, 2021
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 TOWER RD, FREEHOLD, NJ 07728-4347

Mortgage

Document Number	0095193207
Date	Jun 11, 2021
Book Page	9519/3207
Instrument	2021092772

Lender

Name	SANTANDER BANK NA
Type	Bank
Address	READING, PA 19602

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 4, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	12 TOWER RD, FREEHOLD, NJ 07728-4347
Transaction Type	Mortgage
Record Updated	Jun 30, 2021
Title Company	MORTGAGE CONNECT LP, MORTGAGE CONNECT LP VENDOR

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 TOWER RD, FREEHOLD, NJ 07728-4347

Mortgage

Document Number	0095195217
Date	Jun 11, 2021
Book Page	9519/5217
Instrument	2021093223

Lender

Name	SANTANDER BANK NA
Type	Bank
Address	READING, PA 19602

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 4, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Sep 18, 2019
Property Address	12 TOWER RD, FREEHOLD, NJ 07728-4347
Document Number	0000087141
Book / Page	009369 / 002841
Instrument Date	Sep 10, 2019
Instrument	87141
Transaction Type	Transfer
Record Updated	Oct 16, 2019
Title Company	TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABS TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$525.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12 TOWER RD FREEHOLD NJ 077284347, FREEHOLD, NJ 07728-4347

Mortgage

Document Number	87142
Date	Sep 18, 2019
Book Page	009369/002864
Instrument	87142

Lender

Name	SANTANDER BK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 17, 2049

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	May 31, 2019
Property Address	12 TOWER RD, FREEHOLD, NJ 07728-4347
Document Number	0000047706
Book / Page	009350 / 007382
Instrument Date	May 24, 2019
Instrument	47706
Transaction Type	Transfer
Record Updated	Jul 3, 2019
Title Company	FIRST INTEGRITY TITLE AGENCY LLC, FIRST INTEGRITY TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Tax	$437.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6 LOCKWOOD RUN COLTS NECK NJ 077222413, COLTS NECK, NJ 07722-2413

July 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONMOUTH NJ
Property Address	12 TOWER RD, FREEHOLD, NJ 07728-4347
Document Number	0000082565
Instrument Date	Jul 13, 2017
Transaction Type	Mortgage
Record Updated	Aug 24, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 TOWER RD FREEHOLD NJ 077284347, FREEHOLD, NJ 07728-4347

Mortgage

Document Number	0000082565
Date	Aug 23, 2017
Book Page	009243/009735
Instrument	82565

Lender

Name	WELLS FARGO BK
Type	Bank
Address	3476 STATEVIEW BOULEVARD MAC # X78O1-, FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Aug 22, 2057

Interest

Rate	4.5%

Tax Assessment & Valuation

Source: Monmouth County and Freehold Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Freehold Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Freehold Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$995,000 (+4.18%) Land $395,100 Building $599,900	$995,000 (+4.18%) Land $395,100 Building $599,900
2025	$16,237.00 (+6%)	$955,100 (+19.46%) Land $305,100 Building $650,000	$955,100 (+19.46%) Land $305,100 Building $650,000
2024	$15,318.00 (+8.99%)
2023		$799,500 Land $284,300 Building $515,200	$799,500 Land $284,300 Building $515,200
2022	$14,054.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREEHOLD TWP WATER DEPT serves 29,831 people · EPA ID NJ1316001
Water Source	Purchased surface water from VEOLIA WATER NEW JERSEY MATCHAPONIX
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Optimum Cable · Fiber in parts of the area	940 / 35
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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