3 Tower Rd, Freehold, NJ 07728 Property Records

Monmouth County and Freehold Township property record for 3 Tower Rd, Freehold, NJ 07728

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 3,269 sqft · built 1989
Lot Size	0.463 acres (20,160 sqft)
Owner	2 Individual Names on File
Last Sale	$384,900 (Apr 2001)
Tax Bill	$15,468 (2025)
Deeds & Mortgages	Jul 2026 Sale Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-00030-09-00007`

Property Details

APN / Parcel Number

Primary APN	`17-00030-09-00007`
Alternative APNs	`1700030000900007` `1066093`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,269 sqft Living Area
1st Floor Area	2,072 sqft
Upper Floors Area	1,703 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Other
Lot Area	20,160 sqft (0.463 acres)
Lot Dimensions	160 ft deep x 126 ft wide
Garage Type	Built-in
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	828 sqft
Porch	Open Porch
Deck Area	220 sqft
Patio Area	1,058 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	1066093
Street Address	3 TOWER RD
City	FREEHOLD
State	NJ
Zip	07728-4380
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Subdivision	CROWNE POINTE/FREEHOLD
Legal Block	30.9
Legal Lot Number	7
Jurisdiction	MONMOUTH NJ
Township / Civil Division	FREEHOLD
Census Block Group	2
Census Block	2020
Census Tract	810402

Owner

3 Tower Rd is owned and occupied by two individuals who acquired it in May 2026.

Source: Monmouth County and Freehold Township records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3 TOWER RD, FREEHOLD, NJ 07728-4380
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Jun 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS
Mar 26, 2018	Deed of Trust, Mortgage · Conventional with PMI PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2001 · Amount on File
Deed Sale	Apr 9, 2001 · Amount on File
Deed Book / Page	8015 / 1569
Last Transfer Date	May 29, 2026
Transfer Doc	0000057161
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jul 14, 2026
Property Address	3 TOWER RD, FREEHOLD, NJ 07728-4380
Document Number	0000057161
Book / Page	9802 / 4713
Instrument Date	May 29, 2026
Instrument	202657161
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	3 TOWER RD, FREEHOLD, NJ 07728-4380
Investor	Possibly a Property Investor

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	3 TOWER RD, FREEHOLD, NJ 07728-4380
Document Number	0000065642
Instrument Date	Jun 11, 2020
Transaction Type	Mortgage
Record Updated	Aug 18, 2020
Title Company	UNION ABSTRACT COMPANY, UNION ABS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3 TOWER RD FREEHOLD NJ 077284380, FREEHOLD, NJ 07728-4380

Mortgage

Document Number	0000065642
Date	Jun 19, 2020
Book Page	009421/008703
Instrument	65642

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 18, 2035

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	3 TOWER RD, FREEHOLD, NJ 07728-4380
Document Number	0000035024
Instrument Date	Mar 26, 2018
Transaction Type	Mortgage
Record Updated	Apr 27, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3 TOWER RD FREEHOLD NJ 077284380, FREEHOLD, NJ 07728-4380

Mortgage

Document Number	0000035024
Date	Apr 10, 2018
Book Page	009281/008562
Instrument	35024

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Apr 9, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 3 Tower Rd was $15,468, up 1.2% from the year before.

Source: Monmouth County and Freehold Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Freehold Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Freehold Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$975,600 (+7.22%) Land $394,600 Building $581,000	$975,600 (+7.22%) Land $394,600 Building $581,000
2025	$15,468.00 (+1.18%)	$909,900 Land $304,600 Building $605,300	$909,900 Land $304,600 Building $605,300
2024	$15,287.00
2023		$800,700 Land $282,000 Building $518,700	$800,700 Land $282,000 Building $518,700
2022	$14,074.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Tower Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Tower Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREEHOLD TWP WATER DEPT serves 29,831 people · EPA ID NJ1316001
Water Source	Purchased surface water from VEOLIA WATER NEW JERSEY MATCHAPONIX
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Optimum Cable · Fiber in parts of the area	940 / 35
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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