8 Summit Ave, Thurmont, MD 21788 Property Records

Frederick County property record for 8 Summit Ave, Thurmont, MD 21788

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,016 sqft · built 1962
Lot Size0.37 acres (16,100 sqft)
OwnerIndividual Name on Record
Last Sale$246,250 (Sep 2022)
Tax Bill$3,375 (2025)
Deeds & MortgagesSep 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN15-341971

Property Details

APN / Parcel Number

Primary APN15-341971
Alternative APN
  • 341971

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,016 sqft Living Area
1st Floor Area1,016 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialComposition Shingle
Lot Area16,100 sqft (0.37 acres)
Garage TypeCarport
Garage Area480 sqft
CarportCarport
Carport Area480 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area20 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemBaseboard
SewerMunicipal

Location & Zoning

Account Number341971
Street Address8 SUMMIT AVE
CityTHURMONT
StateMD
Zip21788-1706
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLT 70 X 230 8 SUMMIT AVE. BACK LOT 68 1/2 X 110
Legal SubdivisionFIRORS ADDITION TO THURMONT
Legal Block230
Legal Lot Number68
JurisdictionFREDERICK MD
Township / Civil Division15, THURMONT
Census Block Group2
Census Block2010
Census Tract753001

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address8 SUMMIT AVE, THURMONT, MD 21788-1706
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 1, 2022 · Amount on Record
Deed SaleSep 1, 2022 · Amount on Record
Deed Book / Page16113 / 464
Record UpdatedSep 20, 2026

September 2022: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateSep 1, 2022
Property Address8 SUMMIT AVE, THURMONT, MD 21788-1706
Document Number0161130464
Book / Page16113 / 464
Map ReferenceMB EGH 2 FO 69
Instrument DateAug 18, 2022
Transaction TypeTransfer
Record UpdatedSep 15, 2022
Title CompanyVILLAGE SETTLEMENTS INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$615.63
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address8 SUMMIT AVE, THURMONT, MD 21788-1706

Mortgage

Document Number0016113472
DateSep 1, 2022
Instrument16113/472
Lender
NameUSDA
TypeGovernment Agency
Agreement
TypeUSDA Mortgage
AmountAmount Recorded
Term455 Months
DueAug 18, 2060

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityThurmont Town
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$239,500 (+34.25%) Land $64,000 Building $175,500$239,500 (+34.25%) Land $64,000 Building $175,500
2025$3,375.00 (+22.73%)
2023$2,750.00$178,400 Land $60,300 Building $118,100$178,400 Land $60,300 Building $118,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims1 (1979)
Most Recent ClaimSep 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF THURMONT
serves 6,200 people · EPA ID MD0100023
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2025
Lead4 ppb (2016–2018)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
100 / 20

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