12 Summit Ave, Thurmont, MD 21788 Property Records

Frederick County property record for 12 Summit Ave, Thurmont, MD 21788

Property Summary

Property Type	Single Family Home
Details	1 ba · 800 sqft · built 1950
Lot Size	0.301 acres (13,110 sqft)
Owner	2 Individual Names on File
Last Sale	$90,000 (Jul 2021)
Tax Bill	$2,736 (2025)
Deeds & Mortgages	Jul 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`15-338210`

Property Details

APN / Parcel Number

Primary APN	`15-338210`
Alternative APN	`338210`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	800 sqft Living Area
Gross Area	860 sqft
1st Floor Area	800 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	13,110 sqft (0.301 acres)
Lot Dimensions	230 ft deep x 57 ft wide
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	92 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Municipal

Location & Zoning

Account Number	338210
Street Address	12 SUMMIT AVE
City	THURMONT
State	MD
Zip	21788-1706
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT #6, 57 X 230 12 SUMMIT AVE. THURMONT
Legal Subdivision	THURMONT
Legal Block	230
Legal Lot Number	6
Jurisdiction	FREDERICK MD
Township / Civil Division	15, THURMONT
Census Block Group	2
Census Block	2009
Census Tract	753001

Owner

12 Summit Ave is owned and occupied by two individuals who bought it in July 2021.

Source: Frederick County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12 SUMMIT AVE, THURMONT, MD 21788-1706
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2021 · Amount on File
Deed Sale	Jul 8, 2021 · Amount on File
Prior Sale	Nov 21, 2014 · Amount on File
Deed Book / Page	15077 / 150
Record Updated	Oct 29, 2026

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jul 8, 2021
Property Address	12 SUMMIT AVE, THURMONT, MD 21788-1706
Document Number	0150770150
Book / Page	15077 / 150
Map Reference	MB EGH 2 FO 69
Instrument Date	Jun 23, 2021
Transaction Type	Transfer
Record Updated	Jul 28, 2021

Transaction

Amount	Amount on Record
Tax	$450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12 SUMMIT AVE, THURMONT, MD 21788-1706

Tax Assessment & Valuation

The 2025 property tax bill for 12 Summit Ave was $2,736.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Thurmont Town
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$189,300 (+7.23%) Land $61,800 Building $127,500	$189,300 (-) Land $61,800 Building $127,500
2025	$2,736.00	$176,533	$189,300 Land $61,800 Building $127,500
2023	$2,341.00	$151,000 Land $58,200 Building $92,800	$151,000 Land $58,200 Building $92,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Summit Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Sep 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Summit Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF THURMONT serves 6,200 people · EPA ID MD0100023
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2025
Lead	4 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20