Frederick County property record for 26 Summit Ave, Thurmont, MD 21788
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,872 sqft · built 1940 |
| Lot Size | 0.475 acres (20,700 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $61,000 (Jun 1984) |
| Tax Bill | $3,276 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-340940 |
| Primary APN | 15-340940 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,872 sqft Living Area |
| Gross Area | 2,304 sqft |
| 1st Floor Area | 1,256 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 20,700 sqft (0.475 acres) |
| Lot Dimensions | 230 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Porch Area | 368 sqft |
| Heating System | HVAC |
|---|---|
| Sewer | Municipal |
| Account Number | 340940 |
|---|---|
| Street Address | 26 SUMMIT AVE |
| City | THURMONT |
| State | MD |
| Zip | 21788-1706 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 90 X 230 26 SUMMIT AVE. THURMONT |
| Legal Subdivision | THURMONT |
| Legal Block | 230 |
| Legal Lot Number | 26 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 15, THURMONT |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 753001 |
26 Summit Ave is owned and occupied by two individuals who bought it in June 1984.
Source: Frederick County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 26 SUMMIT AVE, THURMONT, MD 21788-1706 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 11, 1984 · Amount on File |
| Deed Sale | Jun 11, 1984 · Amount on File |
| Deed Book / Page | 1241 / 732 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 26 Summit Ave was $3,276.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Thurmont Town |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $229,900 Land $67,500 Building $162,400 | $229,900 Land $67,500 Building $162,400 | |
| 2025 | $3,276.00 | ||
| 2023 | $2,743.00 | $177,900 Land $63,500 Building $114,400 | $177,900 Land $63,500 Building $114,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 26 Summit Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Sep 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 26 Summit Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF THURMONT serves 6,200 people · EPA ID MD0100023 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2025 |
| Lead | 4 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
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