10 Summit Ave, Thurmont, MD 21788 Property Records

Frederick County property record for 10 Summit Ave, Thurmont, MD 21788

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,654 sqft · built 1954
Lot Size	0.301 acres (13,110 sqft)
Owner	Individual Name on File
Last Sale	$155,800 (Jul 2004)
Tax Bill	$4,113 (2025)
Deeds & Mortgages	Feb 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`15-329572`

Property Details

APN / Parcel Number

Primary APN	`15-329572`
Alternative APN	`329572`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,654 sqft Living Area
1st Floor Area	1,354 sqft
Basement Area	300 sqft
Finished Basement	300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Conventional
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	13,110 sqft (0.301 acres)
Lot Dimensions	230 ft deep x 57 ft wide
Garage Area	648 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	126 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Sewer	Municipal

Location & Zoning

Account Number	329572
Street Address	10 SUMMIT AVE
City	THURMONT
State	MD
Zip	21788-1706
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT #5, 57 X 230 10 SUMMIT AVE. THURMONT
Legal Subdivision	THURMONT
Legal Block	230
Legal Lot Number	5
Jurisdiction	FREDERICK MD
Township / Civil Division	15, THURMONT
Census Block Group	2
Census Block	2009
Census Tract	753001

Owner

Source: Frederick County records · APN 15-329572

Assessment roll updated August 4, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	306 FAIRVIEW AVE, FREDERICK, MD 21701-4809
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 12, 2004 · Amount on Record
Deed Sale	Jul 12, 2004 · Amount on Record
Prior Sale	Mar 18, 2004
Deed Document Number	200445458
Deed Book / Page	4724 / 329
Transfer Doc	0044770352
Record Updated	Jun 08, 2026

February 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Feb 02, 2026
Property Address	10 SUMMIT AVE, THURMONT, MD 21788-1706
Document Number	0177050331
Book / Page	17705 / 331
Map Reference	MB EGH 2 FO 69
Instrument Date	Jan 23, 2026
Transaction Type	Transfer
Record Updated	Feb 17, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 FAIRVIEW AVE, FREDERICK, MD 21701-4809

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Thurmont Town
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,113.00 (+10.36%)	$268,333 (+24.34%)	$294,600 (+36.52%) Land $61,800 Building $232,800
2024	$3,727.00 (+12.63%)
2023	$3,309.00	$215,800 Land $58,200 Building $157,600	$215,800 Land $58,200 Building $157,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 6, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Sep 1979 · tidal / storm surge

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 308 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOWN OF THURMONT serves 6,200 people
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2025
Lead	4 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.